/* ===========================================================
   SetuMoney — global styles
   Navy + Green theme. Edit colors here in :root once.
   =========================================================== */

:root{
  --navy:#0E2E5E; --navy-deep:#0A2348; --navy-soft:#1B4B8A;
  --green:#2E9D52; --green-deep:#1F7C3F; --green-soft:#43B86A;
  --ink:#0A1B33; --muted:#5B6B82; --line:#E4EAF2;
  --bg:#FAFCFE; --card:#FFFFFF;
  --grad:linear-gradient(120deg,var(--navy) 0%,var(--navy-soft) 45%,var(--green) 110%);
  --shadow:0 18px 50px -20px rgba(14,46,94,.28);
  --shadow-sm:0 6px 22px -12px rgba(14,46,94,.25);
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:hidden}
body{font-family:"Poppins",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;max-width:100%}
h1,h2,h3,h4{line-height:1.15;letter-spacing:-.02em;color:var(--navy);font-weight:700}
a{text-decoration:none;color:inherit}
ul{list-style:none}
img{max-width:100%;display:block}

.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:15px;padding:13px 26px;border-radius:12px;cursor:pointer;border:none;transition:transform .2s,box-shadow .2s}
.btn-primary{background:var(--grad);color:#fff;box-shadow:var(--shadow-sm)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-ghost{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--green);color:var(--green-deep)}

/* ---------- NAVBAR ---------- */
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:82px;gap:20px}

/* The full logo is one image (icon + SetuMoney + tagline). Control its size here. */
.logo{display:flex;align-items:center;height:100%;flex-shrink:0;padding:6px 0;overflow:visible}
.logo-wrap{display:flex;align-items:center}
.logo-img{height:52px;width:auto;object-fit:contain;display:block}
@media(max-width:600px){.logo-img{height:40px}}

.navlinks{display:flex;gap:2px;align-items:center}
.navlinks > li{position:relative}
.navlinks > li > a, .navlinks .menu-trigger{position:relative;display:flex;align-items:center;gap:5px;font-weight:500;font-size:14.5px;color:var(--ink);padding:11px 12px;border-radius:9px;cursor:pointer;background:none;border:none;font-family:inherit;transition:color .25s;white-space:nowrap}
/* professional underline animation: green line slides in on hover */
.navlinks > li > a::after, .navlinks .menu-trigger::after{content:"";position:absolute;left:12px;right:12px;bottom:7px;height:2px;background:var(--grad);border-radius:2px;transform:scaleX(0);transform-origin:left;transition:transform .3s cubic-bezier(.4,0,.2,1)}
.navlinks > li > a:hover, .navlinks .menu-trigger:hover{color:var(--green-deep)}
.navlinks > li > a:hover::after, .has-dropdown:hover .menu-trigger::after{transform:scaleX(1)}
.caret{font-size:10px;transition:transform .25s}
.has-dropdown:hover .caret{transform:rotate(180deg)}

/* dropdown (submenu) */
.dropdown{position:absolute;top:100%;left:0;min-width:248px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:8px;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .25s,transform .25s,visibility .25s;z-index:60}
.has-dropdown:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li a{position:relative;display:flex;flex-direction:column;padding:11px 14px;border-radius:10px;border-left:3px solid transparent;transition:background .18s,border-color .18s,padding-left .18s}
.dropdown li a:hover{background:#F2F7FC;border-left-color:var(--green);padding-left:18px}
.dropdown li a b{font-size:14.5px;color:var(--navy);font-weight:600}
.dropdown li a span{font-size:12px;color:var(--muted)}

/* 2-column wide dropdown for Our Products (9 items) */
.dropdown-2col{display:grid;grid-template-columns:1fr 1fr;gap:2px;min-width:480px;left:50%;transform:translateX(-50%) translateY(10px)}
.has-dropdown:hover .dropdown-2col{transform:translateX(-50%) translateY(0)}
@media(max-width:980px){.dropdown-2col{min-width:auto;grid-template-columns:1fr}}

.nav-cta{display:flex;gap:10px;align-items:center}
.menu-btn{display:none;background:none;border:none;font-size:27px;color:var(--navy);cursor:pointer;line-height:1}

/* mobile drawer — hidden by default; JS adds .open to show */
.mobile-menu{display:none;border-top:1px solid var(--line);background:#fff;padding:14px 18px 22px;box-shadow:0 14px 30px -10px rgba(14,46,94,.18)}
.mobile-menu.open{display:block;animation:slideDown .25s ease}
.mobile-menu > a{display:block;padding:14px 8px;font-weight:600;font-size:15.5px;color:var(--ink);border-bottom:1px solid var(--line);text-decoration:none}
.mobile-menu > a:active{background:#F2F7FC}
/* accordion trigger (Our Products) */
.m-acc{display:flex;align-items:center;justify-content:space-between;width:100%;padding:14px 8px;font-weight:600;font-size:15.5px;color:var(--ink);background:none;border:none;border-bottom:1px solid var(--line);font-family:inherit;cursor:pointer;text-align:left}
.m-caret{font-size:12px;transition:transform .25s}
.m-acc.open .m-caret{transform:rotate(180deg)}
/* accordion items — hidden until .open */
.mobile-menu .sub{display:none;grid-template-columns:1fr 1fr;gap:6px;padding:10px 0}
.mobile-menu .sub.open{display:grid}
.mobile-menu .sub a{display:block;padding:11px 12px;font-size:13.5px;font-weight:500;color:var(--navy);background:#F4F8FC;border-radius:9px;text-decoration:none}
.mobile-menu .sub a:active{background:#E4EFF8}
.mobile-menu .btn{width:100%;justify-content:center;margin-top:16px;padding:14px;border-bottom:none}
.mobile-menu .btn-primary{color:#fff}
@keyframes slideDown{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}

@media(max-width:980px){
  .navlinks, .nav-cta{display:none}
  .menu-btn{display:block}
}
@media(max-width:520px){
  .mobile-menu .sub{grid-template-columns:1fr}
}
@media(min-width:981px){
  .mobile-menu{display:none !important}
}

/* ---------- HERO ---------- */
.hero{position:relative;overflow:hidden;padding:74px 0 92px}
.hero::before{content:"";position:absolute;inset:0;z-index:0;background:
  radial-gradient(700px 400px at 88% -8%,rgba(46,157,82,.12),transparent 60%),
  radial-gradient(600px 380px at 8% 20%,rgba(27,75,138,.10),transparent 60%)}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}
.pill{display:inline-flex;align-items:center;gap:8px;background:#EAF6EE;color:var(--green-deep);font-weight:600;font-size:13px;padding:7px 15px;border-radius:50px;border:1px solid #CBE9D5}
.hero h1{font-size:54px;font-weight:800;margin:20px 0 18px}
.hero h1 .accent{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.sub{font-size:18px;color:var(--muted);max-width:520px;margin-bottom:30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.trust-row{display:flex;gap:28px;margin-top:38px;flex-wrap:wrap}
.trust-row .t b{font-size:26px;color:var(--navy);display:block}
.trust-row .t span{font-size:13px;color:var(--muted);font-weight:500}

/* quick eligibility card */
.qcard{background:var(--card);border-radius:22px;padding:30px;box-shadow:var(--shadow);border:1px solid var(--line)}
.qcard h3{font-size:21px;margin-bottom:4px}
.qcard .qsub{font-size:13.5px;color:var(--muted);margin-bottom:20px}
.field{margin-bottom:15px}
.field label{display:block;font-size:13px;font-weight:600;margin-bottom:6px}
.field select,.field input{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:11px;font-family:inherit;font-size:15px;background:#fff;transition:border-color .2s}
.field select:focus,.field input:focus{outline:none;border-color:var(--green)}
.qcard .btn-primary{width:100%;justify-content:center;margin-top:6px}
.qmsg{font-size:13.5px;margin-top:14px;font-weight:600}

/* ---------- SECTIONS ---------- */
section{padding:78px 0}
.sec-head{text-align:center;max-width:640px;margin:0 auto 50px}
.eyebrow{color:var(--green-deep);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase}
.sec-head h2{font-size:40px;margin:12px 0}
.sec-head p{color:var(--muted);font-size:17px}

.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}

.pcard{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:28px 24px;transition:transform .25s,box-shadow .25s,border-color .25s;display:block}
.pcard:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#D2E6FA}
.pcard .ic{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;font-size:26px;margin-bottom:18px;background:#EAF6EE}
.pcard h3{font-size:20px;margin-bottom:8px}
.pcard p{font-size:14px;color:var(--muted);margin-bottom:16px}
.pcard .rate{font-size:13px;font-weight:600;color:var(--navy)}
.pcard .rate b{color:var(--green-deep)}
.pcard .arrow{margin-top:16px;font-weight:600;font-size:14px;color:var(--green-deep)}

/* steps */
.step{padding:30px;border-radius:18px;background:var(--card);border:1px solid var(--line)}
.step .num{font-size:46px;font-weight:800;color:#E9F1FA;line-height:1}
.step h3{font-size:20px;margin:6px 0 10px}
.step p{font-size:14.5px;color:var(--muted)}

/* stats band */
.band{background:var(--grad);border-radius:26px;padding:54px;color:#fff;display:grid;grid-template-columns:repeat(4,1fr);gap:30px;text-align:center}
.band .s b{font-size:42px;font-weight:800;display:block;color:#fff}
.band .s span{font-size:14px;color:#D9E6F5}

/* partners */
.partners{display:flex;flex-wrap:wrap;gap:16px;justify-content:center}
.partners .p{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 26px;font-weight:600;color:var(--navy);font-size:15px}

/* CTA box */
.cta-box{text-align:center;background:#EAF6EE;border:1px solid #CBE9D5;border-radius:26px;padding:56px 30px}
.cta-box h2{font-size:38px;margin-bottom:14px}
.cta-box p{color:var(--muted);font-size:17px;margin-bottom:26px}

/* ---------- CALCULATOR ---------- */
.calc-bg{background:linear-gradient(180deg,#0A2348,#0E2E5E)}
.calc-bg .sec-head h2,.calc-bg .eyebrow{color:#fff}
.calc-bg .sec-head p{color:#B9C8DE}
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;background:#fff;border-radius:24px;padding:40px;box-shadow:var(--shadow)}
.slider-group{margin-bottom:30px}
.slider-group .top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:14px}
.slider-group .lbl{font-weight:600;font-size:15px}
.slider-group .val{font-weight:700;font-size:22px;color:var(--green-deep)}
input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:6px;border-radius:6px;background:var(--line);outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--green);cursor:pointer;border:4px solid #fff;box-shadow:0 2px 8px rgba(46,157,82,.5)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--green);cursor:pointer;border:4px solid #fff}
.calc-result{background:var(--bg);border-radius:18px;padding:34px;display:flex;flex-direction:column;justify-content:center;border:1px solid var(--line)}
.calc-result .emi-label{font-size:14px;color:var(--muted);font-weight:600}
.calc-result .emi{font-size:46px;font-weight:800;color:var(--navy);margin:6px 0 22px}
.calc-result .row{display:flex;justify-content:space-between;padding:12px 0;border-top:1px dashed var(--line);font-size:15px}
.calc-result .row span{color:var(--muted)} .calc-result .row b{font-weight:600}

/* ---------- PAGE HEADER (inner pages) ---------- */
.page-head{background:var(--grad);color:#fff;padding:64px 0;text-align:center}
.page-head h1{color:#fff;font-size:44px}
.page-head p{color:#D9E6F5;font-size:17px;margin-top:12px;max-width:600px;margin-left:auto;margin-right:auto}
.breadcrumb{font-size:13px;color:#BcD;color:#C9D7EC;margin-bottom:10px}
.breadcrumb a:hover{color:#fff}

/* feature list */
.features{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.feature{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}
.feature .fic{flex-shrink:0;width:42px;height:42px;border-radius:11px;background:#EAF6EE;display:grid;place-items:center;font-size:20px}
.feature h4{font-size:16px;margin-bottom:4px}
.feature p{font-size:13.5px;color:var(--muted)}

/* doc list */
.checklist li{display:flex;gap:10px;align-items:center;padding:11px 0;border-bottom:1px solid var(--line);font-size:15px}
.checklist li::before{content:"✓";color:var(--green-deep);font-weight:800}

/* FAQ */
.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 24px;margin-bottom:14px}
.faq-item h4{font-size:16px;margin-bottom:8px}
.faq-item p{font-size:14.5px;color:var(--muted)}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.info-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;margin-bottom:16px;display:flex;gap:14px;align-items:flex-start}
.info-card .cic{width:44px;height:44px;border-radius:11px;background:#EAF6EE;display:grid;place-items:center;font-size:20px;flex-shrink:0}
.info-card h4{font-size:15px;margin-bottom:3px}
.info-card p{font-size:14px;color:var(--muted)}
.contact-form{background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px;box-shadow:var(--shadow-sm)}
.contact-form textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:11px;font-family:inherit;font-size:15px;resize:vertical;min-height:120px}
.contact-form textarea:focus{outline:none;border-color:var(--green)}
.contact-form .btn-primary{width:100%;justify-content:center}

/* ---------- FOOTER ---------- */
.footer{background:var(--navy-deep);color:#C5D2E6;padding:60px 0 28px;margin-top:20px}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer h4{color:#fff;font-size:15px;margin-bottom:16px;font-weight:600}
.footer li{margin-bottom:10px;font-size:14px}
.footer a:hover{color:#fff}
.fbrand .nm{font-weight:800;font-size:24px;color:#fff}
.fbrand .nm .g{color:var(--green-soft)}
.fbrand p{font-size:14px;margin-top:12px;max-width:300px;color:#9DB0CB}
.fbottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;font-size:12.5px;color:#8295B2;line-height:1.7}

/* reveal animation */
.reveal{opacity:0;transform:translateY(24px);animation:rise .7s ease forwards}
@keyframes rise{to{opacity:1;transform:none}}

/* WhatsApp floating button */
.wa-float{position:fixed;right:20px;bottom:20px;z-index:90;width:58px;height:58px;border-radius:50%;background:#25D366;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(37,211,102,.45);transition:transform .2s,box-shadow .2s;animation:wa-pop .4s ease both .6s}
.wa-float:hover{transform:scale(1.08);box-shadow:0 12px 30px rgba(37,211,102,.55)}
.wa-float::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;animation:wa-ring 2.2s ease-out infinite}
@keyframes wa-ring{0%{transform:scale(1);opacity:.6}100%{transform:scale(1.7);opacity:0}}
@keyframes wa-pop{from{transform:scale(0);opacity:0}to{transform:scale(1);opacity:1}}
@media(max-width:600px){.wa-float{width:52px;height:52px;right:16px;bottom:16px}}

/* responsive */
@media(max-width:980px){
  .hero .wrap,.calc,.grid2,.contact-grid{grid-template-columns:1fr;gap:34px}
  .grid4{grid-template-columns:repeat(2,1fr)}
  .grid3,.features{grid-template-columns:1fr}
  .band{grid-template-columns:repeat(2,1fr);padding:38px}
  .fgrid{grid-template-columns:1fr 1fr}
  .hero h1{font-size:38px}.sec-head h2{font-size:30px}.page-head h1{font-size:32px}
  section{padding:54px 0}
  .calc{padding:26px}
}
@media(max-width:600px){
  .wrap{padding:0 18px}
  section{padding:44px 0}
  .grid4,.band{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr}
  .hero{padding:48px 0 60px}
  .hero h1{font-size:30px}
  .hero p.sub{font-size:16px}
  .sec-head h2{font-size:25px}.sec-head p{font-size:15px}
  .page-head{padding:46px 0}.page-head h1{font-size:27px}
  .calc{padding:20px;gap:24px}
  .calc-result{padding:24px}.calc-result .emi{font-size:38px}
  .qcard,.contact-form{padding:24px}
  .band{padding:30px}.band .s b{font-size:34px}
  .cta-box{padding:40px 22px}.cta-box h2{font-size:28px}
  .btn{padding:12px 22px;font-size:14.5px}
  .trust-row{gap:20px}
  .feature{padding:16px}
  .nav{height:70px}
}

/* =====================================================================
   ✦ VIBRANCY / CHAMAK PACK — richer colours, gloss & glow (loaded last)
   ===================================================================== */
:root{
  --green-vivid:#22B14C; --emerald:#10B981; --teal:#0EA5A9; --sky:#1E78C8; --gold:#F5B301;
  --grad:linear-gradient(125deg,#0E2E5E 0%,#1E78C8 52%,#22B14C 115%);
  --grad-green:linear-gradient(120deg,#23B14E 0%,#10B981 100%);
  --grad-navy:linear-gradient(125deg,#0E2E5E 0%,#1B4B8A 100%);
  --glow-green:0 12px 30px -10px rgba(34,177,76,.55);
  --glow-navy:0 14px 34px -12px rgba(14,46,94,.45);
}
body{background:
  radial-gradient(900px 480px at 100% -5%, rgba(34,177,76,.06), transparent 60%),
  radial-gradient(760px 460px at -8% 4%, rgba(30,120,200,.06), transparent 55%),
  var(--bg);
  background-attachment:fixed;}
::selection{background:rgba(34,177,76,.22)}

/* Glossy primary buttons with glow */
.btn-primary{background:var(--grad-green);box-shadow:var(--glow-green);position:relative;overflow:hidden}
.btn-primary::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,.25),transparent 45%);opacity:.7;pointer-events:none}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 36px -10px rgba(34,177,76,.7)}

/* Hero — colourful soft glow backdrop */
.hero{position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;background:
  radial-gradient(620px 420px at 88% -10%, rgba(34,177,76,.16), transparent 60%),
  radial-gradient(560px 420px at 6% 8%, rgba(30,120,200,.16), transparent 58%),
  radial-gradient(420px 320px at 60% 120%, rgba(16,185,129,.10), transparent 60%);}
.hero .wrap{position:relative;z-index:1}
.pill{background:linear-gradient(120deg,#EAF6EE,#E2F3FA);color:var(--green-deep);border:1px solid #CFEBD8;box-shadow:0 4px 14px -8px rgba(34,177,76,.5)}
.hero h1 .accent{background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}

/* Eyebrow / kicker gets a gradient shimmer */
.eyebrow,.kicker{background:var(--grad-green);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;font-weight:700}

/* Product cards — vivid icon tiles + coloured hover glow */
.pcard{transition:transform .25s,box-shadow .25s,border-color .25s}
.pcard:hover{transform:translateY(-6px);box-shadow:var(--glow-navy);border-color:#BFE6CC}
.pcard .ic{background:var(--grad-green);color:#fff;box-shadow:0 10px 22px -10px rgba(34,177,76,.6)}
.pcard .ic.c1{background:linear-gradient(120deg,#0E2E5E,#1E78C8)}
.pcard .ic.c2{background:linear-gradient(120deg,#23B14E,#10B981)}
.pcard .ic.c3{background:linear-gradient(120deg,#F5B301,#F08A24)}
.pcard .ic.c4{background:linear-gradient(120deg,#6D5AE6,#9B6BE6)}
.pcard .rate b,.prod .rate b{color:var(--green-vivid)}

/* Feature / why cards */
.feature,.why-card{transition:transform .25s,box-shadow .25s}
.feature:hover,.why-card:hover{transform:translateY(-5px);box-shadow:var(--glow-navy)}
.why-card .wic,.feature .fic{background:var(--grad-green);color:#fff;box-shadow:0 10px 22px -10px rgba(34,177,76,.55)}

/* Step numbers */
.step .num,.stepc .sn{background:var(--grad);color:#fff;box-shadow:var(--glow-navy)}

/* Stat band — vivid gradient instead of flat */
.band{background:var(--grad-navy);position:relative;overflow:hidden;border:none}
.band::after{content:"";position:absolute;inset:0;background:
  radial-gradient(420px 200px at 88% -30%, rgba(34,177,76,.35), transparent 60%),
  radial-gradient(360px 200px at 5% 130%, rgba(30,120,200,.30), transparent 60%);}
.band .s{position:relative;z-index:1}
.band .s b{background:linear-gradient(120deg,#fff,#CFF3DA);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}

/* Calculator result panel — richer */
.calc-result{background:var(--grad-navy);position:relative;overflow:hidden}
.calc-result::after{content:"";position:absolute;inset:0;background:radial-gradient(360px 180px at 90% -20%,rgba(34,177,76,.3),transparent 60%);pointer-events:none}
.calc-result>*{position:relative;z-index:1}
.calc-result .emi{background:linear-gradient(120deg,#fff,#BFF0CF);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
input[type=range]::-webkit-slider-thumb{background:var(--green-vivid);box-shadow:0 2px 10px rgba(34,177,76,.6)}

/* CTA band — glossy gradient with glow */
.cta-grad,.cta{background:var(--grad);position:relative;overflow:hidden;box-shadow:0 24px 60px -24px rgba(14,46,94,.5)}
.cta-grad::after,.cta::after{content:"";position:absolute;inset:0;background:radial-gradient(500px 240px at 88% -30%,rgba(255,255,255,.18),transparent 60%);pointer-events:none}
.cta-grad>*,.cta>*{position:relative;z-index:1}
.cta-box{background:linear-gradient(135deg,#EAF6EE,#E4F1FB);border:1px solid #CFEBD8}

/* Testimonials — gradient avatars + star colour */
.tcard,.tc{transition:transform .25s,box-shadow .25s}
.tcard:hover,.tc:hover{transform:translateY(-5px);box-shadow:var(--glow-navy)}
.tavatar{background:var(--grad)}
.tcard .stars,.tc .stars{color:var(--gold)}

/* Partner chips hover glow */
.partners .p:hover,.logo-chip:hover{border-color:#BFE6CC;box-shadow:0 10px 24px -14px rgba(34,177,76,.5)}

/* Section tint a touch more colourful */
.sec-tint{background:linear-gradient(180deg,#F1F8F4,#F3F8FE)}

/* Links hover */
a:hover .arrow,.plink:hover{color:var(--green-vivid)}

/* Footer accent line on top */
.footer{position:relative}
.footer::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--grad)}

/* =====================================================================
   ✦ V2 COMPONENTS — mega menu, Get-App btn, product cards, carousel
   ===================================================================== */
.ic-svg{width:24px;height:24px;display:block}
.btn-ic{width:18px;height:18px}

/* Get The App button */
.btn-app{background:var(--grad-navy);color:#fff;box-shadow:var(--glow-navy);position:relative;overflow:hidden}
.btn-app .ic-svg{stroke-width:2}
.btn-app::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(255,255,255,.18),transparent 50%)}
.btn-app:hover{transform:translateY(-2px);box-shadow:0 16px 36px -12px rgba(14,46,94,.55)}

/* MEGA MENU (Loans / Insurance) */
.has-dropdown{position:relative}
.mega{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(10px);background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:22px;width:620px;opacity:0;visibility:hidden;transition:opacity .22s,transform .22s,visibility .22s;z-index:80}
.mega.mega-sm{width:330px}
.has-dropdown:hover .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega::before{content:"";position:absolute;top:-8px;left:50%;transform:translateX(-50%) rotate(45deg);width:16px;height:16px;background:#fff;border-left:1px solid var(--line);border-top:1px solid var(--line)}
.mega-head{font-family:"Poppins";font-weight:700;font-size:18px;color:var(--navy);margin-bottom:14px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.mega-grid{display:grid;grid-template-columns:1fr 1fr;gap:4px}
.mega-grid-1{grid-template-columns:1fr}
.mega-grid a{display:flex;align-items:center;gap:11px;padding:10px 12px;border-radius:11px;font-size:14.5px;font-weight:500;color:var(--ink);transition:background .18s,color .18s}
.mega-grid a:hover{background:var(--green-50);color:var(--green-deep)}
.mega-ic{width:34px;height:34px;border-radius:9px;background:var(--grad-green);color:#fff;display:grid;place-items:center;flex-shrink:0}
.mega-ic .ic-svg{width:18px;height:18px}

/* PRODUCT CARDS V2 (image-cover style) */
.pgrid2{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.pcard2{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow-sm);
  opacity:0;transform:translateY(26px);transition:transform .3s,box-shadow .3s}
.pcard2.show{opacity:1;transform:none;transition:opacity .6s ease,transform .6s ease}
.pcard2:hover{transform:translateY(-8px);box-shadow:var(--shadow)}
.pcover{height:140px;display:grid;place-items:center;position:relative;overflow:hidden}
.pcover::before{content:"";position:absolute;inset:0;background:
  radial-gradient(120px 80px at 80% 20%,rgba(255,255,255,.25),transparent 60%),
  radial-gradient(140px 90px at 15% 90%,rgba(0,0,0,.12),transparent 60%);}
.pcover .ic-svg{width:56px;height:56px;color:#fff;stroke-width:1.5;position:relative;z-index:1;transition:transform .35s}
.pcard2:hover .pcover .ic-svg{transform:scale(1.12) rotate(-4deg)}
.pbody{padding:22px 20px 24px;text-align:center;display:flex;flex-direction:column;align-items:center;gap:6px;flex-grow:1}
.pbody h3{font-size:18px;color:var(--navy)}
.pbody .prate{font-family:"Poppins";font-weight:700;font-size:17px;color:var(--green-deep)}
.pbody .ptag{font-size:13px;color:var(--muted);font-weight:600;letter-spacing:.02em}
.pbody .btn{margin-top:14px;width:100%;justify-content:center}
.pbody .pmini{font-size:11px;color:var(--muted);margin-top:2px}

/* GET THE APP band */
.app-band{background:var(--grad-navy);border-radius:22px;padding:46px;display:grid;grid-template-columns:1.3fr 1fr;gap:30px;align-items:center;position:relative;overflow:hidden}
.app-band::after{content:"";position:absolute;inset:0;background:radial-gradient(480px 220px at 90% -20%,rgba(34,177,76,.35),transparent 60%);pointer-events:none}
.app-band>*{position:relative;z-index:1}
.app-band h2{color:#fff;font-size:30px;margin-bottom:10px}
.app-band p{color:#C7D4E8;font-size:16px;margin-bottom:22px}
.store-btns{display:flex;gap:14px;flex-wrap:wrap}
.store-btn{display:inline-flex;align-items:center;gap:10px;background:#fff;color:var(--navy);padding:11px 20px;border-radius:12px;font-weight:600;transition:transform .2s}
.store-btn:hover{transform:translateY(-2px)}
.store-btn .ic-svg{width:22px;height:22px;color:var(--green-deep)}
.store-btn small{display:block;font-size:10px;color:var(--muted);font-weight:500}
.store-btn b{font-size:15px}
.app-visual{display:flex;justify-content:center}
.app-phone{width:150px;height:280px;border-radius:26px;background:linear-gradient(160deg,#fff,#E8F0FB);border:6px solid #1B2C46;box-shadow:0 30px 60px -20px rgba(0,0,0,.5);display:grid;place-items:center}
.app-phone .ic-svg{width:54px;height:54px;color:var(--green)}

/* TESTIMONIALS CAROUSEL */
.tcar{position:relative;overflow:hidden}
.tcar-track{display:flex;transition:transform .5s cubic-bezier(.4,0,.2,1)}
.tcar-slide{min-width:100%;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;padding:4px}
.tcar-dots{display:flex;justify-content:center;gap:8px;margin-top:26px}
.tcar-dot{width:9px;height:9px;border-radius:50%;background:var(--line);border:none;cursor:pointer;transition:width .25s,background .25s}
.tcar-dot.active{width:26px;border-radius:5px;background:var(--grad-green)}
@media(max-width:900px){
  .mega,.mega.mega-sm{width:90vw;max-width:420px}
  .mega-grid{grid-template-columns:1fr}
  .pgrid2{grid-template-columns:repeat(2,1fr)}
  .app-band{grid-template-columns:1fr;text-align:center}.app-visual{display:none}
  .store-btns{justify-content:center}
  .tcar-slide{grid-template-columns:1fr}
}
@media(max-width:560px){.pgrid2{grid-template-columns:1fr}}

/* =====================================================================
   ✦ FIXES & NEW BITS (v3) — loaded last
   ===================================================================== */
/* Calculator result: light text on navy */
.calc-result .emi-label{color:#AFC0DC}
.calc-result .row{border-top:1px solid rgba(255,255,255,.14)}
.calc-result .row span{color:#AFC0DC}
.calc-result .row b{color:#fff}

/* Compact "Get App" header button */
.nav-cta .btn-app{padding:9px 16px;font-size:14px;gap:6px}
.nav-cta .btn-app .btn-ic{width:16px;height:16px}

/* Testimonial card base (was missing) + big centered carousel */
.tcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 30px;box-shadow:var(--shadow-sm);text-align:left}
.tcard .stars{display:flex;gap:3px;margin-bottom:14px}
.tcard .stars .ic-svg{width:18px;height:18px;color:var(--gold);fill:var(--gold)}
.tcard p{font-size:16px;line-height:1.7;color:var(--ink);margin-bottom:20px}
.tperson{display:flex;align-items:center;gap:12px}
.tavatar{width:48px;height:48px;border-radius:50%;color:#fff;display:grid;place-items:center;font-weight:700;font-family:"Poppins";font-size:15px;flex-shrink:0}
.tperson b{display:block;color:var(--navy);font-family:"Poppins";font-size:15px}
.tperson span{font-size:13px;color:var(--muted)}
.tcar-slide{display:flex !important;justify-content:center;grid-template-columns:none}
.tcar-slide .tcard{max-width:720px;width:100%}

/* Partner logos — infinite sliding marquee */
.marquee{overflow:hidden;position:relative;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:18px;width:max-content;animation:marquee 28s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.lchip{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 22px;min-width:180px;box-shadow:var(--shadow-sm)}
.lchip .llogo{width:38px;height:38px;border-radius:10px;background:var(--grad-navy);color:#fff;display:grid;place-items:center;flex-shrink:0}
.lchip .llogo .ic-svg{width:20px;height:20px}
.lchip b{font-family:"Poppins";font-size:15px;color:var(--navy);white-space:nowrap}

/* Footer social icons */
.fsocial{display:flex;gap:12px;margin-top:18px}
.fsocial a{width:40px;height:40px;border-radius:11px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:#cfd8e8;transition:background .2s,transform .2s,color .2s}
.fsocial a:hover{background:var(--grad-green);color:#fff;transform:translateY(-2px)}
.fsocial .ic-svg{width:19px;height:19px}

/* Floating CHAT ASSISTANT */
.chat-fab{position:fixed;right:22px;bottom:90px;z-index:95;width:58px;height:58px;border-radius:50%;background:var(--grad-navy);color:#fff;display:grid;place-items:center;box-shadow:0 12px 30px -8px rgba(14,46,94,.6);cursor:pointer;border:none;transition:transform .2s}
.chat-fab:hover{transform:scale(1.07)}
.chat-fab .ic-svg{width:27px;height:27px}
.chat-fab .dot{position:absolute;top:12px;right:13px;width:9px;height:9px;background:#22B14E;border:2px solid #fff;border-radius:50%}
.chat-panel{position:fixed;right:22px;bottom:158px;z-index:95;width:330px;max-width:calc(100vw - 44px);background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 24px 60px -18px rgba(0,0,0,.35);overflow:hidden;transform:translateY(16px) scale(.96);opacity:0;visibility:hidden;transition:.22s}
.chat-panel.open{transform:none;opacity:1;visibility:visible}
.chat-head{background:var(--grad-navy);color:#fff;padding:18px 20px;display:flex;align-items:center;gap:12px}
.chat-head .ca{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.15);display:grid;place-items:center}
.chat-head b{font-family:"Poppins";font-size:15px;display:block}
.chat-head small{font-size:12px;color:#BFE6CC}
.chat-body{padding:18px;background:var(--grey-50,#F7F9FC);min-height:120px}
.chat-bubble{background:#fff;border:1px solid var(--line);border-radius:14px;border-top-left-radius:4px;padding:12px 14px;font-size:14px;color:var(--ink);max-width:90%;box-shadow:var(--shadow-sm)}
.chat-foot{display:flex;gap:8px;padding:12px;border-top:1px solid var(--line);background:#fff}
.chat-foot input{flex:1;border:1px solid var(--line);border-radius:10px;padding:10px 12px;font-family:inherit;font-size:14px}
.chat-foot button{background:var(--grad-green);color:#fff;border:none;border-radius:10px;padding:0 14px;cursor:pointer;display:grid;place-items:center}
.chat-foot button .ic-svg{width:18px;height:18px}
@media(max-width:560px){.chat-panel{bottom:150px}}

/* =====================================================================
   ✦ v4 — chat upgrade, testimonials grid, auth page
   ===================================================================== */
.wa-float{display:none !important}
.chat-fab{bottom:22px}
.chat-panel{bottom:92px}
.chat-head{position:relative}
.chat-head .ch-meta small{display:flex;align-items:center;gap:6px}
.chat-head .online{width:8px;height:8px;border-radius:50%;background:#22E06B;display:inline-block;box-shadow:0 0 0 3px rgba(34,224,107,.25)}
.chat-close{position:absolute;top:14px;right:14px;background:rgba(255,255,255,.15);border:none;color:#fff;width:26px;height:26px;border-radius:8px;cursor:pointer;font-size:13px;line-height:1}
.chat-close:hover{background:rgba(255,255,255,.28)}
.chat-body{max-height:320px;overflow-y:auto}
.chat-bubble.bot{background:#fff}
.chat-bubble.me{margin-left:auto;background:var(--green-50);border-top-right-radius:4px;border-top-left-radius:14px}
.chat-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.chip{background:#fff;border:1px solid var(--green);color:var(--green-deep);border-radius:999px;padding:7px 14px;font-size:13px;font-weight:600;cursor:pointer;font-family:inherit;transition:.18s}
.chip:hover{background:var(--green);color:#fff}

/* testimonials as 3-up grid (homepage) */
.tgrid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:900px){.tgrid3{grid-template-columns:1fr}}
.tgrid3 .tcard p{font-size:15px}

/* ===== AUTH (login / signup) PAGE ===== */
.auth-wrap{min-height:calc(100vh - 140px);display:grid;grid-template-columns:1fr 1fr;max-width:1080px;margin:40px auto;border-radius:22px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);background:#fff}
.auth-form{padding:48px 46px}
.auth-form h1{font-size:28px;margin-bottom:6px}
.auth-form .sub{color:var(--muted);font-size:15px;margin-bottom:26px}
.auth-side{background:var(--grad);color:#fff;padding:48px 44px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.auth-side::after{content:"";position:absolute;inset:0;background:radial-gradient(420px 240px at 90% -10%,rgba(255,255,255,.18),transparent 60%)}
.auth-side>*{position:relative;z-index:1}
.auth-side .alogo{background:#fff;border-radius:14px;padding:12px 16px;display:inline-block;margin-bottom:24px;width:fit-content}
.auth-side .alogo img{height:38px;display:block}
.auth-side h2{color:#fff;font-size:26px;line-height:1.3;margin-bottom:14px}
.auth-side p{color:#D8E3F4;font-size:15px;margin-bottom:22px}
.auth-side ul{display:flex;flex-direction:column;gap:14px}
.auth-side li{display:flex;align-items:center;gap:12px;font-size:15px;color:#EAF1FB}
.auth-side li .ic-svg{width:22px;height:22px;color:#7DE3A0;flex-shrink:0}
.auth-tabs{display:flex;gap:8px;margin-bottom:24px;background:var(--grey-100,#EEF1F6);padding:5px;border-radius:12px}
.auth-tabs button{flex:1;padding:10px;border:none;background:none;border-radius:9px;font-family:inherit;font-weight:600;font-size:14.5px;color:var(--muted);cursor:pointer;transition:.18s}
.auth-tabs button.active{background:#fff;color:var(--navy);box-shadow:var(--shadow-sm)}
.auth-step{display:none}
.auth-step.active{display:block;animation:fadeIn .25s ease}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.agree{display:flex;align-items:flex-start;gap:10px;font-size:13.5px;color:var(--muted);margin:6px 0 18px}
.agree input{margin-top:3px;width:16px;height:16px;accent-color:var(--green)}
.auth-form .btn{width:100%;justify-content:center}
.auth-back{background:none;border:none;color:var(--muted);font-family:inherit;font-size:14px;cursor:pointer;margin-top:14px;display:inline-flex;align-items:center;gap:6px}
.auth-back:hover{color:var(--navy)}
@media(max-width:820px){.auth-wrap{grid-template-columns:1fr;margin:20px;min-height:auto}.auth-side{order:-1;padding:34px}.frow{grid-template-columns:1fr}.auth-form{padding:34px 26px}}

/* =====================================================================
   ✦ v5 — testimonials slider (5, sliding) + login tweaks
   ===================================================================== */
.tslider{overflow:hidden}
.tslider-track{display:flex;gap:22px;transition:transform .55s cubic-bezier(.4,0,.2,1);will-change:transform}
.tslider-track .tcard{flex:0 0 auto}
.tslider-nav{display:flex;align-items:center;justify-content:center;gap:16px;margin-top:26px}
.tslider-dots{display:flex;gap:8px}
.tslider-dot{width:9px;height:9px;border-radius:50%;background:var(--line);border:none;cursor:pointer;transition:width .25s,background .25s}
.tslider-dot.active{width:26px;border-radius:5px;background:var(--grad-green)}
.tslider-btn{width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--navy);cursor:pointer;display:grid;place-items:center;transition:.2s}
.tslider-btn:hover{border-color:var(--green);color:var(--green-deep);box-shadow:var(--shadow-sm)}
.tslider-btn .ic-svg{width:20px;height:20px}
.tslider-btn.prev .ic-svg{transform:rotate(180deg)}

/* login OTP */
.otp-row{display:flex;gap:10px;margin-bottom:18px}
.otp-row input{width:100%;text-align:center;font-size:20px;font-weight:700;font-family:"Poppins";padding:12px 0}
.auth-resend{font-size:13px;color:var(--muted);margin-bottom:18px}
.auth-resend a{color:var(--green-deep);font-weight:600}

/* ===== Auth additions (backend) ===== */
.auth-alert{background:#fdecec;border:1px solid #f5c2c2;color:#b02a2a;padding:12px 15px;border-radius:10px;font-size:14px;margin-bottom:18px}
.auth-or{display:flex;align-items:center;text-align:center;color:var(--muted);font-size:13px;margin:20px 0}
.auth-or::before,.auth-or::after{content:"";flex:1;height:1px;background:var(--line)}
.auth-or span{padding:0 14px}
.g-btn-wrap{display:flex;justify-content:center;min-height:44px}
.auth-form form{margin:0}
.auth-success{background:#EAF6EE;border:1px solid #CBE9D5;color:#1F7C3F;padding:12px 15px;border-radius:10px;font-size:14px;margin-bottom:18px}

/* ===== User dashboard ===== */
.dash-wrap{max-width:1080px;margin:30px auto;padding:0 20px}
.dash-head{display:flex;align-items:center;gap:16px;background:var(--grad);color:#fff;padding:28px;border-radius:18px;flex-wrap:wrap}
.dash-head .avatar{width:64px;height:64px;border-radius:50%;background:#fff;color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:26px;font-weight:700;overflow:hidden}
.dash-head .avatar img{width:100%;height:100%;object-fit:cover}
.dash-head h1{color:#fff;margin:0;font-size:23px}
.dash-head p{margin:3px 0 0;opacity:.9;font-size:14px}
.dash-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:22px}
.dash-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}
.dash-card h3{margin:0 0 6px;font-size:15px;color:var(--navy)}
.dash-card .big{font-size:30px;font-weight:700;color:var(--green-deep)}
.dash-section{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;margin-top:22px}
.dash-section h2{font-size:18px;margin:0 0 14px}
.logout-link{margin-left:auto;background:rgba(255,255,255,.18);color:#fff;text-decoration:none;padding:9px 16px;border-radius:9px;font-weight:600;font-size:13.5px;border:1px solid rgba(255,255,255,.3)}
.logout-link:hover{background:rgba(255,255,255,.28)}
@media(max-width:600px){.dash-head{padding:22px}.logout-link{margin-left:0;margin-top:10px}}

/* ===== Highlighted nav item: Instant Loan ===== */
.navlinks .nav-highlight{
  background:#EAF6EE;color:var(--green-deep)!important;font-weight:600;
  border:1px solid #CBE9D5;border-radius:50px;padding:8px 16px!important;
}
.navlinks .nav-highlight:hover{background:var(--green);color:#fff!important;border-color:var(--green)}

/* =====================================================================
   ✦ v5 — Mobile fixes (chat + auth), banner, image cards, calculators
   ===================================================================== */

/* ---- Chat: make body scrollable & cap height so it never overflows ---- */
.chat-body{max-height:300px;overflow-y:auto}

/* ---- Mobile: chat panel becomes a near-fullscreen sheet ---- */
@media(max-width:560px){
  .chat-fab{right:16px;bottom:16px;width:54px;height:54px;z-index:9999}
  .chat-panel{
    left:8px;right:8px;bottom:80px;width:auto;max-width:none;
    z-index:9999;border-radius:16px;
  }
  .chat-body{max-height:46vh}
  .chat-foot input{font-size:16px} /* iOS zoom-in fix */
}

/* ---- Mobile: auth/login form usability ---- */
@media(max-width:560px){
  .auth-wrap{margin:14px;min-height:auto}
  .auth-form{padding:28px 20px}
  .auth-form h1{font-size:23px}
  .field input,.field select{font-size:16px;padding:13px 14px} /* prevents iOS zoom + bigger tap */
  .btn{min-height:48px} /* finger-friendly */
  .g-btn-wrap{transform:scale(1);overflow:hidden}
  .g-btn-wrap > div{margin:0 auto}
}

/* ---- "Continue with Email / Google" equal buttons ---- */
.auth-social{display:flex;flex-direction:column;gap:12px;margin-top:4px}
.social-btn{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;min-height:48px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--navy);font-weight:600;font-size:15px;font-family:inherit;cursor:pointer;text-decoration:none;transition:.2s}
.social-btn:hover{border-color:var(--green);color:var(--green-deep);background:#FAFEFB}
.social-btn .si{width:20px;height:20px;flex-shrink:0}

/* =====================================================================
   ✦ Promo banner under navigation
   ===================================================================== */
.promo-banner{position:relative;overflow:hidden;background:var(--grad);color:#fff;border-radius:0}
.promo-banner .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:20px 0;flex-wrap:wrap}
.promo-banner .pb-left{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.promo-banner .pb-badge{background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.3);color:#fff;font-weight:600;font-size:12.5px;padding:6px 14px;border-radius:50px;white-space:nowrap}
.promo-banner h3{color:#fff;font-size:21px;margin:0;font-weight:700;letter-spacing:-.01em}
.promo-banner h3 .hl{color:#7BE6A0}
.promo-banner p{margin:2px 0 0;opacity:.9;font-size:13.5px}
.promo-banner .pb-cta{background:#fff;color:var(--navy);font-weight:700;font-size:14.5px;padding:12px 24px;border-radius:50px;text-decoration:none;white-space:nowrap;transition:.2s;box-shadow:0 8px 22px -8px rgba(0,0,0,.4)}
.promo-banner .pb-cta:hover{transform:translateY(-2px)}
.promo-banner .pb-deco{position:absolute;right:-40px;top:-60px;width:220px;height:220px;border-radius:50%;background:rgba(255,255,255,.06);pointer-events:none}
@media(max-width:680px){
  .promo-banner .wrap{flex-direction:column;align-items:center;text-align:center;padding:20px 0;gap:14px}
  .promo-banner .pb-left{flex-direction:column;align-items:center;text-align:center;gap:12px}
  .promo-banner h3{font-size:19px}
  .promo-banner p{font-size:13px}
  .promo-banner .pb-cta{width:100%;text-align:center}
}

/* =====================================================================
   ✦ Image cards (real photos)
   ===================================================================== */
.imgcard-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;margin-top:30px}
.imgcard{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;text-decoration:none;color:inherit;transition:.28s;box-shadow:0 4px 18px -10px rgba(14,46,94,.25);display:flex;flex-direction:column}
.imgcard:hover{transform:translateY(-6px);box-shadow:0 22px 44px -18px rgba(14,46,94,.4);border-color:#CBE9D5}
.imgcard .ic-photo{position:relative;height:180px;overflow:hidden;background:#EAF1F9}
.imgcard .ic-photo img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.imgcard:hover .ic-photo img{transform:scale(1.06)}
.imgcard .ic-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(10,27,51,.55))}
.imgcard .ic-tag{position:absolute;top:14px;left:14px;z-index:2;background:rgba(255,255,255,.92);color:var(--green-deep);font-weight:600;font-size:12px;padding:5px 12px;border-radius:50px}
.imgcard .ic-body{padding:20px 22px 24px}
.imgcard .ic-body h3{font-size:18px;margin:0 0 6px;color:var(--navy)}
.imgcard .ic-body p{margin:0 0 14px;color:var(--muted);font-size:14px;line-height:1.55}
.imgcard .ic-link{display:inline-flex;align-items:center;gap:6px;color:var(--green-deep);font-weight:600;font-size:14px}
.imgcard:hover .ic-link{gap:10px}

/* =====================================================================
   ✦ Advanced calculator suite
   ===================================================================== */
.calc-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:26px}
.calc-tab{padding:11px 20px;border:1.5px solid var(--line);background:#fff;border-radius:50px;font-weight:600;font-size:14px;color:var(--navy);cursor:pointer;font-family:inherit;transition:.2s;white-space:nowrap}
.calc-tab:hover{border-color:var(--green)}
.calc-tab.active{background:var(--grad);color:#fff;border-color:transparent}
.calc-pane{display:none}
.calc-pane.active{display:block;animation:calcfade .3s ease}
@keyframes calcfade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.calc2{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:0 4px 20px -12px rgba(14,46,94,.25)}
@media(max-width:820px){.calc2{grid-template-columns:1fr;padding:24px}}
.calc2 .donut-wrap{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:18px;background:var(--grad);border-radius:16px;padding:30px;color:#fff}
.calc2 .donut{position:relative;width:170px;height:170px}
.calc2 .donut svg{transform:rotate(-90deg)}
.calc2 .donut .center{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center}
.calc2 .donut .center small{font-size:11.5px;opacity:.85}
.calc2 .donut .center b{font-size:21px;font-weight:700}
.calc2 .legend{display:flex;gap:18px;font-size:12.5px}
.calc2 .legend i{display:inline-block;width:11px;height:11px;border-radius:3px;margin-right:6px;vertical-align:middle}
.calc2 .res-rows{width:100%;margin-top:6px}
.calc2 .res-rows .r{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.18);font-size:14px}
.calc2 .res-rows .r:last-child{border-bottom:none}
.calc2 .res-rows .r b{font-weight:700}
.calc-field{margin-bottom:18px}
.calc-field label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:7px}
.calc-field .ci{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:11px;overflow:hidden}
.calc-field .ci span{padding:0 12px;color:var(--muted);font-weight:600;background:#F4F8FC;align-self:stretch;display:flex;align-items:center}
.calc-field .ci input{flex:1;border:none;padding:12px 14px;font-family:inherit;font-size:15px;outline:none;width:100%}
.calc-field input[type=range]{width:100%;margin-top:8px}
.calc-field .rng-top{display:flex;justify-content:space-between;font-size:13px}
.calc-field .rng-top .lbl{font-weight:600;color:var(--navy)}
.calc-field .rng-top .val{font-weight:700;color:var(--green-deep)}
.compare-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px}
@media(max-width:760px){.compare-grid{grid-template-columns:1fr}}
.cmp-col{border:1.5px solid var(--line);border-radius:14px;padding:18px}
.cmp-col h4{margin:0 0 14px;font-size:15px;color:var(--navy);text-align:center}
.cmp-col .cmp-emi{text-align:center;background:#EAF6EE;color:var(--green-deep);font-weight:700;font-size:20px;padding:12px;border-radius:10px;margin-top:8px}
.amort-table{width:100%;border-collapse:collapse;font-size:13px;margin-top:16px}
.amort-table th{background:#F4F8FC;text-align:left;padding:10px;color:var(--muted);font-weight:600}
.amort-table td{padding:9px 10px;border-bottom:1px solid var(--line)}
@media(max-width:560px){.calc-tab{padding:9px 15px;font-size:13px}}

/* =====================================================================
   ✦ v6 — Login modal (paisabazaar-style popup)
   ===================================================================== */
.login-modal{position:fixed;inset:0;z-index:10000;display:none;align-items:center;justify-content:center;padding:18px;background:rgba(10,27,51,.55);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px)}
.login-modal.open{display:flex;animation:lmFade .2s ease}
@keyframes lmFade{from{opacity:0}to{opacity:1}}
.lm-card{position:relative;background:#fff;width:100%;max-width:420px;border-radius:20px;padding:34px 30px 24px;box-shadow:0 30px 80px -20px rgba(0,0,0,.5);max-height:92vh;overflow-y:auto;animation:lmPop .25s ease}
@keyframes lmPop{from{transform:translateY(14px) scale(.97);opacity:0}to{transform:none;opacity:1}}
.lm-close{position:absolute;top:14px;right:14px;width:34px;height:34px;border:none;background:#F2F5F9;border-radius:50%;color:var(--navy);font-size:14px;cursor:pointer;display:grid;place-items:center;transition:.2s}
.lm-close:hover{background:#E4EAF2}
.lm-brand{text-align:center;margin-bottom:18px}
.lm-brand img{height:42px;display:inline-block}
.lm-brand small{display:block;color:var(--muted);font-size:11.5px;margin-top:4px;letter-spacing:.02em}
.lm-title{text-align:center;font-size:21px;color:var(--navy);margin:0 0 22px}
.lm-google{display:flex;justify-content:center;min-height:48px;margin-bottom:12px;border-radius:11px;overflow:hidden;box-shadow:0 8px 22px -10px rgba(26,115,232,.55);transition:.2s}
.lm-google:hover{transform:translateY(-1px);box-shadow:0 12px 28px -10px rgba(26,115,232,.65)}
.lm-google > div{margin:0 auto;width:100%}
.lm-or{display:flex;align-items:center;text-align:center;color:var(--muted);font-size:12.5px;margin:18px 0}
.lm-or::before,.lm-or::after{content:"";flex:1;height:1px;background:var(--line)}
.lm-or span{padding:0 12px}
.lm-phone{display:flex;align-items:center;border-bottom:2px solid var(--navy);padding:6px 2px;gap:8px}
.lm-flag{font-weight:600;color:var(--navy);font-size:16px;white-space:nowrap}
.lm-phone input{flex:1;border:none;outline:none;font-size:16px;font-family:inherit;padding:8px 4px;background:transparent}
.lm-err{color:#d33;font-size:12.5px;min-height:16px;margin:6px 2px 0}
.lm-btn{width:100%;min-height:50px;background:var(--grad);color:#fff;border:none;border-radius:11px;font-weight:600;font-size:16px;font-family:inherit;cursor:pointer;margin-top:12px;transition:.2s}
.lm-btn:hover{transform:translateY(-1px);box-shadow:0 12px 26px -10px rgba(46,157,82,.6)}
.lm-input{width:100%;min-height:50px;border:1.5px solid var(--line);border-radius:11px;padding:13px 15px;font-size:16px;font-family:inherit;margin-bottom:12px;outline:none;transition:.2s}
.lm-input:focus{border-color:var(--green)}
.lm-email-toggle{display:block;width:100%;background:none;border:none;color:var(--green-deep);font-weight:600;font-size:14px;font-family:inherit;cursor:pointer;margin-top:18px;text-align:center}
.lm-email-toggle:hover{text-decoration:underline}
.lm-link{display:block;width:100%;background:none;border:none;color:var(--muted);font-size:13.5px;font-family:inherit;cursor:pointer;margin-top:12px;text-align:center}
.lm-link:hover{color:var(--navy)}
.lm-email-view{display:none}
.lm-email-view.show{display:block}
.lm-terms{text-align:center;font-size:11.5px;color:var(--muted);margin:20px 0 0;line-height:1.6}
.lm-terms a{color:var(--green-deep);font-weight:600}
.lm-otp-note{font-size:13.5px;color:var(--ink);text-align:center;margin:0 0 16px;line-height:1.5}
.lm-demo{color:var(--green-deep)}
.lm-otp-boxes{display:flex;gap:10px;justify-content:center;margin-bottom:6px}
.lm-otp{width:54px;height:58px;border:1.5px solid var(--line);border-radius:12px;text-align:center;font-size:24px;font-weight:700;color:var(--navy);font-family:inherit;outline:none}
.lm-otp:focus{border-color:var(--green)}

/* Mobile: near-fullscreen sheet */
@media(max-width:520px){
  .login-modal{padding:0;align-items:flex-end}
  .lm-card{max-width:none;border-radius:22px 22px 0 0;padding:30px 22px 22px;max-height:94vh;animation:lmSheet .28s ease}
  .lm-otp{width:48px;height:54px;font-size:22px}
}
@keyframes lmSheet{from{transform:translateY(100%)}to{transform:none}}

/* =====================================================================
   ✦ v7 — Mobile header: hamburger LEFT, logo, small Login RIGHT
   ===================================================================== */
.mob-login{display:none}
@media(max-width:980px){
  /* hamburger left, logo middle, login right */
  .nav{justify-content:flex-start;gap:12px}
  .menu-btn{display:block;order:1;margin:0}
  .logo{order:2;margin-right:auto}
  .mob-login{
    display:inline-flex;align-items:center;justify-content:center;order:3;
    background:var(--grad);color:#fff;font-weight:600;font-size:14px;
    padding:9px 18px;border-radius:9px;text-decoration:none;white-space:nowrap;
    min-height:40px;box-shadow:0 6px 16px -8px rgba(46,157,82,.6)
  }
  .mob-login .ic-svg{width:20px;height:20px}
  .mob-login:active{transform:scale(.96)}
}
@media(max-width:380px){
  .logo-img{height:36px}
  .mob-login{padding:8px 14px;font-size:13px}
}

/* =====================================================================
   ✦ v8 — Signup page extras, dashboard 2-col (right sidebar), modal email button
   ===================================================================== */
.req{color:#d33}
.field label .req{margin-left:1px}

/* Modal: outline "Continue with Email" button */
.lm-btn-outline{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.lm-btn-outline:hover{border-color:var(--green);background:#FAFEFB;box-shadow:none;transform:none}
.lm-btn-outline svg{width:20px;height:20px}
.lm-btn{display:flex;align-items:center;justify-content:center;gap:10px}
.lm-signup-cta{text-align:center;font-size:13.5px;color:var(--muted);margin:16px 0 0}
.lm-signup-cta a{color:var(--green-deep);font-weight:600}

/* Dashboard 2-column */
.dash2{max-width:1140px;margin:28px auto;padding:0 20px;display:grid;grid-template-columns:1fr 320px;gap:24px;align-items:start}
.dash2-main{min-width:0}
.dash-welcome{display:flex;gap:14px;align-items:flex-start;background:#EAF6EE;border:1px solid #CBE9D5;border-radius:14px;padding:18px 20px;margin-bottom:20px}
.dash-welcome .dw-ic{color:var(--green-deep);flex-shrink:0}
.dash-welcome .dw-ic .ic-svg{width:26px;height:26px}
.dash-welcome b{color:#1F7C3F;font-size:15.5px}
.dash-welcome p{margin:3px 0 0;color:#3a7a52;font-size:13.5px}
.dash2-hero{display:flex;align-items:center;gap:16px;background:var(--grad);color:#fff;border-radius:18px;padding:26px;margin-bottom:20px}
.dash2-hero .avatar{width:62px;height:62px;border-radius:50%;background:#fff;color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:25px;font-weight:700;overflow:hidden;flex-shrink:0}
.dash2-hero .avatar img{width:100%;height:100%;object-fit:cover}
.dash2-hero h1{color:#fff;margin:0;font-size:22px}
.dash2-hero p{margin:3px 0 0;opacity:.9;font-size:14px}

.svc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:12px;margin-top:14px}
.svc-card{display:flex;flex-direction:column;gap:8px;padding:18px;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--navy);transition:.2s;background:#fff}
.svc-card:hover{border-color:#CBE9D5;box-shadow:0 12px 26px -14px rgba(14,46,94,.35);transform:translateY(-3px)}
.svc-card .svc-ic{width:42px;height:42px;border-radius:11px;background:#EAF6EE;color:var(--green-deep);display:grid;place-items:center}
.svc-card .svc-ic .ic-svg{width:22px;height:22px}
.svc-card b{font-size:14.5px}
.svc-card .svc-go{display:inline-flex;align-items:center;gap:5px;color:var(--green-deep);font-size:13px;font-weight:600}

.dash-table{width:100%;border-collapse:collapse;font-size:14px}
.dash-table th{text-align:left;color:var(--muted);border-bottom:2px solid var(--line);padding:10px;font-size:13px}
.dash-table td{padding:11px 10px;border-bottom:1px solid var(--line)}
.dash-badge{background:#EAF6EE;color:#1F7C3F;padding:3px 11px;border-radius:20px;font-size:12px;font-weight:600;text-transform:capitalize}

/* Right sidebar */
.dash2-side{position:sticky;top:100px;display:flex;flex-direction:column;gap:16px}
.ds-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;text-align:center}
.ds-avatar{width:74px;height:74px;border-radius:50%;background:var(--grad);color:#fff;display:flex;align-items:center;justify-content:center;font-size:30px;font-weight:700;margin:0 auto 12px;overflow:hidden}
.ds-avatar img{width:100%;height:100%;object-fit:cover}
.ds-card h3{margin:0 0 4px;font-size:18px;color:var(--navy)}
.ds-tag{display:inline-block;background:#EAF6EE;color:var(--green-deep);font-size:12px;font-weight:600;padding:3px 12px;border-radius:20px;text-transform:capitalize;margin-bottom:18px}
.ds-rows{text-align:left;margin-bottom:18px}
.ds-row{display:flex;justify-content:space-between;gap:10px;padding:10px 0;border-bottom:1px solid var(--line);font-size:13.5px}
.ds-row:last-child{border-bottom:none}
.ds-row span{color:var(--muted)}
.ds-row b{color:var(--ink);text-align:right;word-break:break-word}
.ds-logout{display:block;background:#F4F8FC;color:var(--navy);border-radius:10px;padding:11px;font-weight:600;font-size:14px;text-decoration:none;transition:.2s}
.ds-logout:hover{background:#E4EAF2}
.ds-help{background:var(--navy);color:#fff;border-radius:16px;padding:20px}
.ds-help b{font-size:15px}
.ds-help p{margin:6px 0 12px;font-size:13px;opacity:.85;line-height:1.5}
.ds-help a{color:#7BE6A0;font-weight:600;font-size:13.5px;text-decoration:none}

@media(max-width:920px){
  .dash2{grid-template-columns:1fr}
  .dash2-side{position:static;flex-direction:column}
}

/* =====================================================================
   ✦ v9 — Auth0-style login modal
   ===================================================================== */
.lm-brand img{height:46px;display:inline-block}
.lm-fieldwrap{position:relative;margin-bottom:14px}
.lm-fieldwrap .lm-input{margin-bottom:0}
.lm-pass .lm-input{padding-right:48px}
.lm-eye{position:absolute;right:10px;top:50%;transform:translateY(-50%);background:none;border:none;color:var(--muted);cursor:pointer;padding:6px;display:grid;place-items:center}
.lm-eye.on{color:var(--green-deep)}
.lm-forgot{display:inline-block;color:var(--green-deep);font-weight:600;font-size:13px;text-decoration:none;margin:2px 0 16px}
.lm-forgot:hover{text-decoration:underline}
.lm-signup-cta{text-align:center;font-size:13.5px;color:var(--ink);margin:16px 0 0}
.lm-signup-cta a{color:var(--green-deep);font-weight:600;text-decoration:none}
.lm-or{display:flex;align-items:center;text-align:center;color:var(--muted);font-size:12.5px;margin:18px 0;font-weight:600}
.lm-or::before,.lm-or::after{content:"";flex:1;height:1px;background:var(--line)}
.lm-or span{padding:0 14px}
.lm-social-btn{display:flex;align-items:center;justify-content:center;gap:12px;width:100%;min-height:50px;border:1.5px solid var(--line);border-radius:11px;background:#fff;color:var(--navy);font-weight:600;font-size:15px;font-family:inherit;cursor:pointer;text-decoration:none;transition:.2s;margin-top:10px}
.lm-social-btn:hover{border-color:var(--green);background:#FAFEFB}

/* =====================================================================
   ✦ v10 — Full-page Login (reference style, brand colors)
   ===================================================================== */
.lp-wrap{min-height:calc(100vh - 70px);display:flex;align-items:center;justify-content:center;padding:30px 16px;background:linear-gradient(160deg,#EEF3FA,#F7FAFD)}
.lp-card{width:100%;max-width:440px;background:#fff;border-radius:26px;overflow:hidden;box-shadow:0 30px 70px -28px rgba(14,46,94,.45)}

/* Hero */
.lp-hero{position:relative;background:var(--grad);color:#fff;padding:34px 30px 70px;overflow:hidden}
.lp-back{position:absolute;top:22px;right:22px;width:40px;height:40px;border-radius:50%;background:#fff;color:var(--navy);display:grid;place-items:center;text-decoration:none;font-size:18px;font-weight:700;z-index:3}
.lp-hero h1{color:#fff;font-size:36px;margin:6px 0 8px;font-weight:800;letter-spacing:-.02em;position:relative;z-index:2}
.lp-hero p{margin:0;opacity:.92;font-size:14.5px;max-width:240px;position:relative;z-index:2}
.lp-hero-wave{position:absolute;left:0;right:0;bottom:-1px;height:46px;background:#fff;border-radius:50% 50% 0 0/100% 100% 0 0;transform:scaleX(1.4)}
.lp-hero-art{position:absolute;right:-10px;top:30px;width:160px;height:140px;opacity:.9;z-index:1}
.lp-hero-art .art-phone{position:absolute;right:30px;top:6px;width:64px;height:104px;border-radius:12px;background:rgba(255,255,255,.18);border:2px solid rgba(255,255,255,.35)}
.lp-hero-art .art-card{position:absolute;right:64px;top:50px;width:70px;height:44px;border-radius:8px;background:rgba(123,230,160,.55);transform:rotate(-12deg)}
.lp-hero-art .art-coin{position:absolute;right:20px;bottom:24px;width:38px;height:38px;border-radius:50%;background:#FFD66B;color:#8a6500;font-weight:800;display:grid;place-items:center;font-size:18px}
.lp-hero-art .art-dots{position:absolute;right:96px;top:14px;width:40px;height:40px;background-image:radial-gradient(rgba(255,255,255,.5) 1.4px,transparent 1.4px);background-size:9px 9px}

/* Body */
.lp-body{padding:10px 30px 32px;margin-top:-8px}
.lp-label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin:14px 0 7px}
.lp-field{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:12px;padding:0 12px;transition:.2s;background:#fff}
.lp-field:focus-within{border-color:var(--green);box-shadow:0 0 0 3px rgba(46,157,82,.12)}
.lp-field .lp-ic{color:var(--muted);display:grid;place-items:center;padding-right:10px;border-right:1px solid var(--line);margin-right:10px}
.lp-field .lp-ic .ic-svg{width:18px;height:18px}
.lp-field input{flex:1;border:none;outline:none;font-size:16px;font-family:inherit;padding:14px 0;background:transparent;color:var(--ink)}
.lp-eye{background:none;border:none;color:var(--muted);cursor:pointer;padding:6px;display:grid;place-items:center}
.lp-eye.on{color:var(--green-deep)}
.lp-row{display:flex;align-items:center;justify-content:space-between;margin:14px 0 18px;font-size:13px}
.lp-remember{display:flex;align-items:center;gap:7px;color:var(--muted);cursor:pointer}
.lp-remember input{width:15px;height:15px;accent-color:var(--green)}
.lp-forgot{color:var(--green-deep);font-weight:600;text-decoration:none}
.lp-forgot:hover{text-decoration:underline}
.lp-login-btn{display:flex;align-items:center;justify-content:center;gap:8px;width:100%;min-height:54px;background:var(--grad);color:#fff;border:none;border-radius:13px;font-weight:700;font-size:16px;font-family:inherit;cursor:pointer;box-shadow:0 14px 30px -12px rgba(46,157,82,.6);transition:.2s}
.lp-login-btn:hover{transform:translateY(-2px)}
.lp-login-btn .ic-svg{width:18px;height:18px}
.lp-or{display:flex;align-items:center;text-align:center;color:var(--muted);font-size:12px;margin:22px 0;font-weight:600;letter-spacing:.05em}
.lp-or::before,.lp-or::after{content:"";flex:1;height:1px;background:var(--line)}
.lp-or span{padding:0 14px}
.lp-google{display:flex;justify-content:center;min-height:50px;border:1.5px solid var(--line);border-radius:13px;overflow:hidden;transition:.2s}
.lp-google:hover{border-color:var(--green);background:#FAFEFB}
.lp-google > div{margin:0 auto;width:100%}
.lp-signup{display:flex;align-items:center;justify-content:center;width:100%;min-height:52px;border:1.5px solid var(--line);border-radius:13px;color:var(--ink);font-size:15px;text-decoration:none;margin-top:12px;transition:.2s}
.lp-signup b{color:var(--green-deep);margin-left:6px}
.lp-signup:hover{border-color:var(--green);background:#FAFEFB}

@media(max-width:480px){
  .lp-wrap{padding:0;background:#fff;align-items:stretch}
  .lp-card{max-width:none;border-radius:0;box-shadow:none;min-height:100vh}
  .lp-hero h1{font-size:32px}
  .lp-body{padding:10px 22px 30px}
}

/* =====================================================================
   ✦ v14 — SetuMoney Assistant: SM branding + animations
   ===================================================================== */
/* FAB with animated chatbot icon */
/* NOTE: must stay position:fixed — 'relative' here was a bug that pulled the
   button out of its fixed corner and dropped it bottom-left in the page flow.
   Children (.fab-close etc.) position against the fab fine with fixed too. */
.chat-fab{position:fixed;overflow:visible}
.chat-fab .bot-icon{display:grid;place-items:center;transition:opacity .25s,transform .25s;animation:bot-bob 3s ease-in-out infinite}
.chat-fab .bot-icon svg{display:block}
/* blinking eyes */
.chat-fab .bot-eye{animation:bot-blink 3.4s infinite}
@keyframes bot-blink{0%,92%,100%{transform:scaleY(1)}96%{transform:scaleY(.1)}}
.chat-fab .bot-eye{transform-origin:center;transform-box:fill-box}
/* antenna glow pulse */
.chat-fab .bot-antenna{animation:bot-glow 1.6s ease-in-out infinite}
@keyframes bot-glow{0%,100%{opacity:.6;r:2.6}50%{opacity:1;r:3.2}}
/* gentle floating bob */
@keyframes bot-bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-2.5px)}}
.chat-fab .fab-close{position:absolute;inset:0;display:grid;place-items:center;font-size:20px;color:#fff;opacity:0;transform:rotate(-90deg) scale(.6);transition:opacity .25s,transform .25s;pointer-events:none}
.chat-fab.active .bot-icon{opacity:0;transform:scale(.6)}
.chat-fab.active .fab-close{opacity:1;transform:rotate(0) scale(1)}
/* Pulse ring to draw attention */
.chat-fab::after{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--green);opacity:.7;animation:sm-pulse 2.4s ease-out infinite;pointer-events:none}
.chat-fab.active::after{animation:none;opacity:0}
@keyframes sm-pulse{0%{transform:scale(1);opacity:.7}70%{transform:scale(1.5);opacity:0}100%{opacity:0}}
.chat-fab:hover{transform:scale(1.08) rotate(3deg)}

/* Bot avatar in header */
.chat-head .ca{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#fff;padding:5px}
.chat-head .ca svg{width:100%;height:100%}

/* Panel open animation (bounce up) */
.chat-panel{transform-origin:bottom right;transform:translateY(24px) scale(.92);opacity:0;visibility:hidden;transition:transform .32s cubic-bezier(.34,1.56,.64,1),opacity .25s,visibility .25s}
.chat-panel.open{transform:translateY(0) scale(1);opacity:1;visibility:visible}

/* Message slide-in */
.chat-bubble{animation:sm-msg .32s cubic-bezier(.34,1.4,.64,1) both}
@keyframes sm-msg{from{opacity:0;transform:translateY(10px) scale(.96)}to{opacity:1;transform:none}}
.chat-bubble.me{transform-origin:bottom right}
.chat-bubble.bot{transform-origin:bottom left}

/* Chips fade-in */
.chat-chips .chip{animation:sm-msg .4s ease both}

/* Typing indicator */
.chat-typing{display:inline-flex;align-items:center;gap:4px;padding:12px 16px;background:#F1F5FA;border-radius:14px;border-bottom-left-radius:4px;width:fit-content;margin-bottom:10px;animation:sm-msg .3s ease both}
.chat-typing span{width:7px;height:7px;border-radius:50%;background:var(--muted);animation:sm-typing 1.2s infinite ease-in-out}
.chat-typing span:nth-child(2){animation-delay:.2s}
.chat-typing span:nth-child(3){animation-delay:.4s}
@keyframes sm-typing{0%,60%,100%{transform:translateY(0);opacity:.4}30%{transform:translateY(-5px);opacity:1}}

/* Send button pop */
#chatSend{transition:transform .15s}
#chatSend:active{transform:scale(.85)}

/* =====================================================================
   ✦ v15 — About: Vision / Mission / Director
   ===================================================================== */
.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
@media(max-width:720px){.vm-grid{grid-template-columns:1fr}}
.vm-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;transition:.25s}
.vm-card:hover{box-shadow:0 18px 40px -20px rgba(14,46,94,.35);transform:translateY(-4px);border-color:#CBE9D5}
.vm-card .vm-ic{width:52px;height:52px;border-radius:14px;background:var(--grad);display:grid;place-items:center;margin-bottom:16px}
.vm-card .vm-ic .ic-svg{width:26px;height:26px;color:#fff}
.vm-card h3{font-size:20px;margin:0 0 10px;color:var(--navy)}
.vm-card p{color:var(--muted);font-size:15px;line-height:1.65;margin:0}

.director-card{display:flex;flex-direction:column;align-items:center;text-align:center;gap:18px;background:var(--grad);color:#fff;border-radius:20px;padding:40px 34px;max-width:560px;margin:0 auto}
.director-card .dir-photo{width:140px;height:140px;border-radius:20px;overflow:hidden;flex-shrink:0;border:3px solid rgba(255,255,255,.35);box-shadow:0 12px 30px -10px rgba(0,0,0,.4)}
.director-card .dir-photo img{width:100%;height:100%;object-fit:cover;object-position:top center}
.director-card .dir-info{max-width:440px}
.director-card h3{color:#fff;font-size:24px;margin:0 0 6px}
.director-card .dir-role{display:inline-block;background:rgba(255,255,255,.18);color:#fff;font-size:13px;font-weight:600;padding:4px 14px;border-radius:20px;margin-bottom:14px}
.director-card p{color:rgba(255,255,255,.9);font-size:15px;line-height:1.65;margin:0}
@media(max-width:560px){.director-card{padding:32px 24px}.director-card .dir-photo{width:120px;height:120px}}

/* Footer contact column */
.fcontact p{display:flex;align-items:flex-start;gap:9px;color:rgba(255,255,255,.75);font-size:13.5px;line-height:1.5;margin:0 0 12px}
.fcontact p a{color:rgba(255,255,255,.75);text-decoration:none;display:flex;align-items:center;gap:9px}
.fcontact p a:hover{color:#fff}
.fcontact .ic-svg{width:16px;height:16px;flex-shrink:0;margin-top:2px;color:var(--green-soft,#43B86A)}

/* =====================================================================
   ✦ v16 — Eligibility pre-approved result
   ===================================================================== */
.qresult{display:block;margin-top:14px;border-radius:14px;font-size:14px;line-height:1.5}
.qresult.err{background:#fdecec;border:1px solid #f5c2c2;color:#b02a2a;padding:12px 14px;text-align:center}
.qresult.loading{background:#F2F7FC;border:1px solid var(--line);color:var(--muted);padding:12px 14px;text-align:center}
.qresult.ok{background:linear-gradient(160deg,#EAF6EE,#F3FBF5);border:1.5px solid #CBE9D5;padding:22px 18px;text-align:center;animation:qr-pop .4s cubic-bezier(.34,1.4,.64,1) both}
@keyframes qr-pop{from{opacity:0;transform:scale(.94) translateY(8px)}to{opacity:1;transform:none}}
.qresult .qr-check{width:48px;height:48px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-size:24px;margin:0 auto 12px;animation:qr-check .5s ease .1s both}
@keyframes qr-check{0%{transform:scale(0)}70%{transform:scale(1.15)}100%{transform:scale(1)}}
.qresult .qr-title{font-weight:600;color:var(--green-deep);font-size:14.5px;margin-bottom:6px}
.qresult .qr-amount{font-size:34px;font-weight:800;color:var(--navy);letter-spacing:-.01em;line-height:1.1;margin-bottom:8px}
.qresult .qr-sub{color:var(--muted);font-size:13.5px;margin-bottom:16px}
.qresult .qr-sub b{color:var(--navy)}
.qresult .qr-btn{display:inline-flex;align-items:center;gap:6px;background:var(--grad);color:#fff;font-weight:600;font-size:14px;padding:11px 22px;border-radius:10px;text-decoration:none;transition:.2s}
.qresult .qr-btn:hover{transform:translateY(-2px);box-shadow:0 12px 26px -10px rgba(46,157,82,.6)}

/* =====================================================================
   ✦ MOBILE SIGNUP FIXES
   ===================================================================== */
/* Auth pages: chat FAB submit button ke upar na aaye */
body.auth-page .chat-fab,
body.auth-page .chat-panel{display:none !important}

/* Mobile: form fields comfortably tappable, no iOS zoom */
@media(max-width:560px){
  .auth-wrap{display:block}
  .auth-side{display:none}            /* brand panel mobile pe hatao — form ko poori jagah */
  .auth-form{padding:26px 18px}
  .auth-form .field input,
  .auth-form .field select{font-size:16px;min-height:48px}
  .auth-form .btn{min-height:50px;font-size:15.5px}
  .agree{align-items:flex-start;gap:9px}
  .agree input{width:19px;height:19px;margin-top:2px;flex:none}
}

/* =====================================================================
   ✦ PRE-APPROVED POPUP — responsive modal, desktop + mobile
   ===================================================================== */
.pre-modal{position:fixed;inset:0;z-index:10001;display:flex;align-items:center;justify-content:center;padding:18px;pointer-events:none}
.pre-modal .pre-backdrop{position:absolute;inset:0;background:rgba(10,27,51,.55);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);opacity:0;transition:opacity .25s}
.pre-modal .pre-card{position:relative;width:100%;max-width:400px;background:#fff;border-radius:22px;padding:34px 28px 28px;text-align:center;box-shadow:0 30px 80px -20px rgba(10,27,51,.5);transform:translateY(28px) scale(.92);opacity:0;transition:transform .32s cubic-bezier(.34,1.56,.64,1),opacity .25s}
.pre-modal.open{pointer-events:auto}
.pre-modal.open .pre-backdrop{opacity:1}
.pre-modal.open .pre-card{transform:translateY(0) scale(1);opacity:1}
.pre-close{position:absolute;top:12px;right:14px;width:34px;height:34px;border:none;border-radius:50%;background:#F2F4F7;color:#5B6B82;font-size:20px;cursor:pointer;display:grid;place-items:center;transition:.2s}
.pre-close:hover{background:#E8EAEE;color:#1B2636}
.pre-burst{width:72px;height:72px;margin:0 auto 16px;border-radius:50%;background:#EAF4EE;display:grid;place-items:center;position:relative}
.pre-burst::after{content:"";position:absolute;inset:-7px;border-radius:50%;border:2px solid rgba(46,157,82,.35);animation:pre-ring 1.6s ease-out infinite}
.pre-check{width:46px;height:46px;border-radius:50%;background:#2E9D52;color:#fff;font-size:22px;display:grid;place-items:center;animation:pre-pop .45s cubic-bezier(.34,1.56,.64,1) both .15s}
@keyframes pre-pop{0%{transform:scale(0)}100%{transform:scale(1)}}
@keyframes pre-ring{0%{transform:scale(.9);opacity:.8}100%{transform:scale(1.35);opacity:0}}
.pre-title{font-size:23px;font-weight:700;color:#0E2E5E;letter-spacing:-.01em;margin-bottom:4px}
.pre-sub{font-size:14.5px;color:#5B6B82;margin-bottom:14px}
.pre-sub b{color:#1B2636}
.pre-amount{font-size:36px;font-weight:800;color:#237A42;letter-spacing:-.02em;line-height:1.1;margin-bottom:10px}
.pre-note{font-size:13px;color:#6B7482;margin-bottom:20px;line-height:1.55}
.pre-btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;width:100%;min-height:48px;background:#2E9D52;color:#fff;font-weight:600;font-size:15px;border-radius:12px;text-decoration:none;transition:.2s}
.pre-btn:hover{background:#237A42;transform:translateY(-1px)}
@media(max-width:480px){
  .pre-modal{padding:12px;align-items:flex-end}
  .pre-modal .pre-card{max-width:none;border-radius:20px 20px 14px 14px;padding:30px 22px 22px;margin-bottom:8px}
  .pre-amount{font-size:32px}
}

/* =====================================================================
   ✦ CHATBOT — RIGHT SIDE LOCK (desktop + mobile) + send button fix
   ===================================================================== */
.chat-fab{
  position:fixed !important;
  left:auto !important; right:22px !important; bottom:90px !important;
  z-index:9998 !important;
  animation:fab-in .5s cubic-bezier(.34,1.56,.64,1) both .3s;
}
@keyframes fab-in{0%{opacity:0;transform:translateY(24px) scale(.6)}100%{opacity:1;transform:translateY(0) scale(1)}}

.chat-panel{
  left:auto !important; right:22px !important;
  transform-origin:bottom right !important;
  display:flex; flex-direction:column;
  max-height:min(560px, calc(100vh - 180px));
}
.chat-body{flex:1 1 auto; min-height:0; overflow-y:auto}
.chat-foot{flex:none}

/* Send button — always visible, proper tap size on every screen */
.chat-foot{display:flex !important; gap:8px; align-items:center}
.chat-foot input{flex:1 1 auto; min-width:0}
.chat-foot button{
  flex:none !important;
  width:46px; height:44px; min-width:46px;
  display:grid !important; place-items:center;
  border-radius:10px;
}
.chat-foot button .ic-svg{width:19px;height:19px;display:block}

/* Mobile: right-anchored sheet, send button stays on screen */
@media(max-width:560px){
  .chat-fab{right:16px !important; left:auto !important; bottom:16px !important; z-index:9999 !important;}
  .chat-panel{
    left:auto !important; right:12px !important;
    width:min(370px, calc(100vw - 24px)) !important; max-width:none !important;
    bottom:82px !important;
    max-height:calc(100dvh - 110px);
    z-index:9999 !important;
  }
  .chat-body{max-height:none}       /* flex layout handles height now */
  .chat-foot{padding:10px}
  .chat-foot input{font-size:16px}  /* iOS zoom-in fix */
  .chat-foot button{width:48px;height:46px;min-width:48px}
}

/* =====================================================================
   ✦ BOOTSTRAP COMPAT — keep our design in charge
   ===================================================================== */
a{text-decoration:none}
a:hover{text-decoration:none}
b,strong{font-weight:700}
.table-scroll table{margin-bottom:0}

/* =====================================================================
   ✦ NATURAL / HUMAN PALETTE — calm, professional finish (loaded LAST)
   Rainbow gradients, glow shadows aur gradient-text hataya — ek anchor
   colour (navy) + ek accent (green) + warm neutrals. Real-designer feel.
   ===================================================================== */
:root{
  --navy:#0E2E5E; --navy-deep:#0B2749;
  --green:#2E9D52; --green-deep:#237A42;
  --ink:#1B2636; --muted:#66707E; --line:#E8E9EC;
  --navy-50:#EEF2F7; --green-50:#EAF4EE;
  --grad:linear-gradient(160deg,#12386E 0%,#0B2749 100%);
  --grad-navy:linear-gradient(160deg,#12386E 0%,#0B2749 100%);
  --grad-green:linear-gradient(160deg,#33A659 0%,#237A42 100%);
  --shadow:0 1px 2px rgba(20,30,45,.05), 0 14px 30px -16px rgba(20,30,45,.14);
  --glow-green:0 10px 22px -14px rgba(20,30,45,.22);
  --glow-navy:0 12px 26px -16px rgba(20,30,45,.20);
}
body{background:#FAFAF7}
::selection{background:rgba(46,157,82,.16)}

/* Solid text (no gradient shimmer) */
.hero h1 .accent{-webkit-text-fill-color:initial;background:none;color:var(--green-deep)}
.eyebrow,.kicker{-webkit-text-fill-color:initial;background:none;color:var(--green-deep);font-weight:600}
.band .s b{-webkit-text-fill-color:#fff;background:none;color:#fff}
.calc-result .emi{-webkit-text-fill-color:#fff;background:none;color:#fff}

/* Buttons — solid, natural lift */
.btn-primary,.btn-app{background:var(--green);box-shadow:0 6px 16px -10px rgba(35,122,66,.5)}
.btn-primary::after,.btn-app::after{display:none}
.btn-primary:hover,.btn-app:hover{background:var(--green-deep)}

/* Icon tiles — soft tints, only navy & green */
.pcard .ic{box-shadow:none}
.pcard .ic.c1,.pcard .ic.c3{background:var(--navy-50);color:var(--navy)}
.pcard .ic.c2,.pcard .ic.c4{background:var(--green-50);color:var(--green-deep)}
.pcard:hover,.feature:hover,.why-card:hover,.tcard:hover{box-shadow:var(--shadow)}

/* Bands / CTAs — flat navy, glow overlays off */
.band,.calc-result,.cta,.cta-grad,.app-band{background:var(--navy)}
.band::after,.calc-result::after,.cta::after,.cta-grad::after,.app-band::after{display:none}
.pcover{background:var(--navy)}
.pcover::before{display:none}
.pgrid2 .pcard2:nth-child(2n) .pcover{background:var(--green-deep)}
.tavatar{background:var(--navy)}
.tcard .stars,.tc .stars{color:#E0A83C;fill:#E0A83C}
.footer::before{background:var(--navy)}

/* =====================================================================
   ✦ BANNER SLIDER + PARTNER STRIP + TESTIMONIAL CAROUSEL
   ===================================================================== */
.hb-wrap{padding:18px 0 0}
.hb{border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.hb-slide{position:relative;min-height:270px;display:flex;align-items:center;padding:40px 56px;color:#fff}
.hb-s1{background:linear-gradient(160deg,#12386E 0%,#0B2749 100%)}
.hb-s2{background:linear-gradient(160deg,#2E9D52 0%,#1D6236 100%)}
.hb-in{max-width:520px;position:relative;z-index:2}
.hb-in h2{color:#fff;font-size:32px;font-weight:800;letter-spacing:-.02em;margin-bottom:10px;line-height:1.15}
.hb-in p{color:rgba(255,255,255,.85);font-size:15.5px;line-height:1.55;margin-bottom:20px}
.hb-btn{background:#fff !important;color:var(--navy) !important;box-shadow:none !important;font-weight:700}
.hb-s2 .hb-btn{color:var(--green-deep) !important}
.hb-art{position:absolute;right:36px;top:0;bottom:0;width:230px;pointer-events:none;opacity:.9}
.hb-art .a1{position:absolute;right:20px;top:44px;width:120px;height:120px;border-radius:28px;background:rgba(255,255,255,.09);transform:rotate(12deg)}
.hb-art .a2{position:absolute;right:86px;bottom:38px;width:74px;height:74px;border-radius:20px;background:rgba(255,255,255,.13);transform:rotate(-9deg)}
.hb-art .a3{position:absolute;right:48px;bottom:64px;width:52px;height:52px;border-radius:50%;background:rgba(255,255,255,.92);color:#0E2E5E;font-weight:800;font-size:24px;display:grid;place-items:center}
.hb .carousel-indicators{margin-bottom:10px}
.hb .carousel-indicators button{width:22px;height:4px;border-radius:3px;background:rgba(255,255,255,.45);border:none}
.hb .carousel-indicators .active{background:#fff}
.hb .carousel-control-prev,.hb .carousel-control-next{width:8%}
@media(max-width:768px){
  .hb-slide{min-height:230px;padding:26px 22px 40px}
  .hb-in h2{font-size:23px}
  .hb-in p{font-size:13.5px}
  .hb-art{display:none}
  .hb .carousel-control-prev,.hb .carousel-control-next{display:none}
}

/* Partner strip below banner */
.pstrip{padding:16px 0 0}
.pstrip .marquee{padding:6px 0}

/* Testimonials — single card, auto slide */
.tcarousel{max-width:720px;margin:0 auto;padding-bottom:44px}
.tcarousel .tone{padding:4px}
.tcarousel .tcard{max-width:100%;margin:0 auto}
.tcarousel .tcard p{font-size:16px;line-height:1.7;min-height:84px}
.tcarousel .tdots{position:absolute;bottom:0;margin:0}
.tcarousel .tdots button{width:9px;height:9px;border-radius:50%;background:#CBD4DE;border:none}
.tcarousel .tdots .active{background:var(--green)}
@media(max-width:560px){.tcarousel .tcard p{min-height:0}}

/* =====================================================================
   ✦ DASHBOARD PROFILE / KYC / SECURITY
   ===================================================================== */
.prof-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:18px;margin-top:14px}
@media(max-width:860px){.prof-grid{grid-template-columns:1fr}}
.prof-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:var(--shadow)}
.prof-head{display:flex;align-items:center;gap:13px;margin-bottom:16px}
.prof-ava{width:54px;height:54px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700;font-size:21px;flex:none;overflow:hidden}
.prof-ava img{width:100%;height:100%;object-fit:cover}
.prof-head b{display:block;font-size:16.5px;color:var(--navy)}
.prof-head small{font-size:12.5px;color:var(--muted)}
.kyc-pill{margin-left:auto;font-size:11.5px;font-weight:700;padding:5px 12px;border-radius:50px;background:#FFF3E0;color:#9A6A00;flex:none}
.kyc-pill.ok{background:var(--green-50);color:var(--green-deep)}
.prof-form{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.prof-form.one-col{grid-template-columns:1fr}
.prof-form label{font-size:12.5px;font-weight:600;color:var(--navy);display:flex;flex-direction:column;gap:5px}
.prof-form label.full{grid-column:1/-1}
.prof-form input{border:1.5px solid var(--line);border-radius:11px;padding:11px 13px;font-family:inherit;font-size:15px;width:100%;background:#fff}
.prof-form input:disabled{background:#F5F6F8;color:var(--muted);cursor:not-allowed}
.prof-form input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(46,157,82,.12)}
.prof-btn{grid-column:1/-1;background:var(--green);color:#fff;border:none;border-radius:11px;min-height:46px;font-weight:600;font-size:14.5px;cursor:pointer;font-family:inherit;transition:.2s}
.prof-btn:hover{background:var(--green-deep)}
.pw-meter{height:5px;background:#EDF0F4;border-radius:3px;overflow:hidden;margin:-4px 0 2px}
.pw-meter i{display:block;height:100%;width:0;border-radius:3px;transition:width .25s,background .25s}
.ds-edit{display:block;text-align:center;border:1.5px solid var(--line);border-radius:11px;padding:10px;font-weight:600;font-size:13.5px;color:var(--navy);margin-top:12px;transition:.2s}
.ds-edit:hover{border-color:var(--green);color:var(--green-deep)}
@media(max-width:560px){
  .prof-form{grid-template-columns:1fr}
  .prof-form input{font-size:16px}  /* iOS zoom fix */
}

/* =====================================================================
   ✦ PURE WHITE THEME + URBANMONEY-STYLE NATURAL CUES
   (white foundation, pill buttons, avatar dropdown, trust microcopy)
   ===================================================================== */
body{background:#FFFFFF}
.sec-tint{background:#F7F9FB}          /* sections: barely-there gray for depth */
.pcard,.tcard,.prof-card,.qcard,.feature,.why-card{background:#FFFFFF}

/* Pill buttons — UrbanMoney signature rounded look */
.btn,.btn-app,.btn-ghost,.prof-btn,.hb-btn,.qr-btn,.pre-btn{border-radius:50px !important}
.btn-ghost{border-width:1.5px}

/* Natural pill Login button (guest) */
.btn-login-pill{display:inline-flex;align-items:center;gap:8px;border:1.5px solid #D8DDE4;border-radius:50px;padding:9px 22px;font-weight:600;font-size:14.5px;color:var(--navy);background:#fff;transition:.2s}
.btn-login-pill:hover{border-color:var(--navy);box-shadow:0 4px 14px -8px rgba(20,30,45,.25)}

/* ---- Avatar account dropdown ---- */
.uacct{position:relative;display:flex;align-items:center}
.uacct-btn{display:flex;align-items:center;gap:10px;background:none;border:none;cursor:pointer;font-family:inherit;padding:4px}
.uacct-name{font-weight:600;font-size:14.5px;color:var(--ink)}
.uacct-ava{width:40px;height:40px;border-radius:50%;background:var(--navy-50);color:var(--navy);display:grid;place-items:center;font-weight:700;font-size:16px;overflow:hidden;border:1.5px solid #E2E7EE;transition:.2s}
.uacct-ava img{width:100%;height:100%;object-fit:cover}
.uacct-btn:hover .uacct-ava{border-color:var(--green)}
.mob-ava{display:none;width:38px;height:38px;border-radius:50%;background:var(--navy-50);color:var(--navy);border:1.5px solid #E2E7EE;font-weight:700;font-size:15px;overflow:hidden;cursor:pointer}
.mob-ava img{width:100%;height:100%;object-fit:cover}

.uacct-menu{position:absolute;top:calc(100% + 14px);right:0;width:240px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 24px 60px -18px rgba(20,30,45,.28);padding:10px;opacity:0;visibility:hidden;transform:translateY(10px) scale(.97);transform-origin:top right;transition:.22s;z-index:200}
.uacct-menu.open{opacity:1;visibility:visible;transform:translateY(0) scale(1)}
.uacct-caret{position:absolute;top:-7px;right:22px;width:14px;height:14px;background:#fff;border-left:1px solid var(--line);border-top:1px solid var(--line);transform:rotate(45deg)}
.uacct-menu a{display:flex;align-items:center;gap:12px;padding:11px 13px;border-radius:12px;font-size:14px;font-weight:500;color:var(--ink);transition:.15s}
.uacct-menu a svg{color:var(--muted);flex:none}
.uacct-menu a:hover{background:#F5F7F9;color:var(--navy)}
.uacct-menu a:hover svg{color:var(--green-deep)}
.uacct-logout{justify-content:center;border:1.5px solid #D8DDE4;border-radius:50px !important;margin-top:8px;font-weight:600 !important;color:var(--navy) !important}
.uacct-logout:hover{border-color:#b02a2a;color:#b02a2a !important;background:#fff !important}

@media(max-width:900px){
  .uacct{display:none}
  .mob-ava{display:grid;place-items:center}
  .uacct-menu{position:fixed;top:64px;right:12px}
  .mob-login{display:inline-flex}
}

/* ---- Trust microcopy under auth buttons (research: reassurance cues) ---- */
.trust-line{display:flex;align-items:center;justify-content:center;gap:7px;font-size:12px;color:#7B8494;margin-top:12px}
.trust-line svg{flex:none}

/* Standard fintech copy elements */
.rate-note{font-size:11.5px;color:#8A96A6;text-align:right;margin-top:8px;padding-right:4px}
.f-disclaimer{font-size:11.5px;line-height:1.65;color:#93A0B4;border-top:1px solid rgba(255,255,255,.08);padding-top:16px;margin:14px 0;text-align:left}
.f-disclaimer b{color:#B9C4D4}

/* =====================================================================
   ✦ FIX: desktop nav overlap with promo strip
   Root cause: .nav had a FIXED 82px height; the long "Instant Loan" pill
   made items wrap to a 2nd line which overflowed onto the promo banner.
   ===================================================================== */
.nav{height:auto;min-height:82px;flex-wrap:nowrap}
.navlinks{flex-wrap:nowrap}
.header{overflow:visible}
/* Below the width where all items no longer fit on one line, remove the pill from the nav
   (the promo strip already shows the same offer prominently — it was a duplicate) */
@media(max-width:1320px){.navlinks .nav-highlight{display:none}}

/* =====================================================================
   ✦ PAISABAZAAR-STYLE PRODUCT TILES — with badges & animation
   ===================================================================== */
.pz-cat{font-size:19px;font-weight:700;color:var(--ink);margin:26px 0 16px;letter-spacing:-.01em}
.pz-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:20px 14px}
@media(max-width:1000px){.pz-grid{grid-template-columns:repeat(4,1fr)}}
@media(max-width:760px){.pz-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:480px){.pz-grid{grid-template-columns:repeat(2,1fr);gap:18px 10px}}

.pz-tile{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;padding-top:12px;color:var(--ink)}
.pz-ic{width:86px;height:86px;border-radius:22px;background:#EEF2FA;display:grid;place-items:center;color:var(--navy);margin-bottom:11px;transition:transform .3s cubic-bezier(.34,1.56,.64,1),box-shadow .3s,background .3s;position:relative}
.pz-ic .ic-svg,.pz-ic svg{width:36px;height:36px;transition:transform .3s}
.pz-tile:nth-child(2n) .pz-ic{background:#EAF4EE;color:var(--green-deep)}
.pz-tile b{font-size:13.5px;font-weight:600;line-height:1.3;color:var(--ink)}
.pz-tile small{font-size:11.5px;color:var(--green-deep);font-weight:600;margin-top:3px}

/* Card animation: gentle idle float + lively hover */
.pz-ic{animation:pz-idle 5s ease-in-out infinite}
.pz-tile:nth-child(2n) .pz-ic{animation-delay:1.2s}
.pz-tile:nth-child(3n) .pz-ic{animation-delay:2.4s}
@keyframes pz-idle{0%,100%{transform:translateY(0)}50%{transform:translateY(-4px)}}
.pz-tile:hover .pz-ic{transform:translateY(-7px) scale(1.06);box-shadow:0 16px 28px -14px rgba(14,46,94,.35);animation:none}
.pz-tile:hover .pz-ic svg{transform:scale(1.12) rotate(-4deg)}
.pz-tile:hover b{color:var(--navy)}

/* Offer badge — PaisaBazaar green ribbon with shimmer */
.pz-badge{position:absolute;top:-1px;left:50%;transform:translateX(-50%);z-index:2;background:#E7F6EC;border:1px solid #BFE6CC;color:#1F7C3F;font-size:10.5px;font-weight:700;padding:3px 10px;border-radius:6px;white-space:nowrap;overflow:hidden}
.pz-badge::after{content:"";position:absolute;top:0;bottom:0;width:36%;left:-40%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.85),transparent);animation:pz-shine 2.8s ease-in-out infinite}
@keyframes pz-shine{0%{left:-40%}55%,100%{left:120%}}
@media(max-width:480px){
  .pz-ic{width:74px;height:74px;border-radius:18px}
  .pz-ic .ic-svg,.pz-ic svg{width:31px;height:31px}
  .pz-tile b{font-size:12.5px}
}

/* Banner: real photos on the right with soft fade into the slide colour */
.hb-photo{position:absolute;top:0;right:0;bottom:0;width:46%;overflow:hidden}
.hb-photo img{width:100%;height:100%;object-fit:cover}
.hb-photo::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,#0B2749 0%,rgba(11,39,73,.45) 40%,rgba(11,39,73,0) 100%)}
.hb-s2 .hb-photo::before{background:linear-gradient(90deg,#1D6236 0%,rgba(29,98,54,.45) 40%,rgba(29,98,54,0) 100%)}
@media(max-width:768px){
  .hb-photo{width:100%;opacity:.28}
  .hb-photo::before{background:linear-gradient(90deg,#0B2749 20%,rgba(11,39,73,.55) 100%)}
  .hb-s2 .hb-photo::before{background:linear-gradient(90deg,#1D6236 20%,rgba(29,98,54,.55) 100%)}
  .hb-in{position:relative;z-index:2}
}

/* Manual entry box beside every calculator slider — responsive */
.range-manual{display:block;width:150px;max-width:100%;margin-top:8px;border:1.5px solid var(--line);border-radius:10px;padding:8px 11px;font-family:inherit;font-size:14.5px;color:var(--ink);background:#fff}
.range-manual:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(46,157,82,.12)}
@media(max-width:560px){.range-manual{width:100%;font-size:16px}} /* iOS zoom fix */

/* =====================================================================
   ✦ v9 — scrollbar, promo colour, banner clarity, typewriter,
         tile product photos, back-to-top
   ===================================================================== */

/* 1. Bold, visible scrollbar */
html{scrollbar-width:auto;scrollbar-color:#0E2E5E #E9EDF2}
::-webkit-scrollbar{width:14px;height:14px}
::-webkit-scrollbar-track{background:#E9EDF2}
::-webkit-scrollbar-thumb{background:#0E2E5E;border-radius:8px;border:3px solid #E9EDF2}
::-webkit-scrollbar-thumb:hover{background:#1B4B8A}

/* 2. Promo strip: green (banner navy se alag) */
.promo-banner{background:linear-gradient(160deg,#2E9D52 0%,#1D6236 100%)}
.promo-banner h3 .hl{color:#FFE9A8}
.promo-banner .pb-cta{color:#1D6236}

/* 3+6. Banner photos: clean & clearly visible (desktop + mobile) */
.hb-photo{width:50%}
.hb-photo::before{background:linear-gradient(90deg,#0B2749 0%,rgba(11,39,73,.25) 30%,rgba(11,39,73,0) 55%)}
.hb-s2 .hb-photo::before{background:linear-gradient(90deg,#1D6236 0%,rgba(29,98,54,.25) 30%,rgba(29,98,54,0) 55%)}
.hb-in{max-width:46%}
@media(max-width:768px){
  .hb-slide{min-height:250px;padding:22px 18px 44px}
  .hb-photo{width:52%;opacity:1}
  .hb-photo::before{background:linear-gradient(90deg,#0B2749 0%,rgba(11,39,73,.35) 35%,rgba(11,39,73,0) 70%)}
  .hb-s2 .hb-photo::before{background:linear-gradient(90deg,#1D6236 0%,rgba(29,98,54,.35) 35%,rgba(29,98,54,0) 70%)}
  .hb-in{max-width:62%;position:relative;z-index:2}
  .hb-in h2{font-size:21px;text-shadow:0 1px 8px rgba(11,39,73,.5)}
  .hb-in p{font-size:12.5px;text-shadow:0 1px 6px rgba(11,39,73,.5)}
}

/* 4. Typewriter caret */
.tw-wrap{white-space:normal}
.tw-caret{display:inline-block;width:3px;height:.95em;background:var(--green-deep);margin-left:3px;vertical-align:-.12em;animation:tw-blink 1s step-end infinite;border-radius:2px}
@keyframes tw-blink{50%{opacity:0}}
#twText{min-height:1em}

/* 5. Product photo inside each tile */
.pz-ic{overflow:hidden;isolation:isolate}
.pz-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.2;z-index:-1;transition:opacity .3s,transform .4s}
.pz-tile:hover .pz-bg{opacity:.34;transform:scale(1.08)}
.pz-ic .ic-svg,.pz-ic svg{filter:drop-shadow(0 1px 2px rgba(255,255,255,.9))}

/* 8. Back-to-top button */
#toTop{position:fixed;left:22px;bottom:26px;z-index:9997;width:48px;height:48px;border-radius:50%;border:none;background:#0E2E5E;color:#fff;cursor:pointer;display:grid;place-items:center;box-shadow:0 10px 24px -10px rgba(14,46,94,.5);opacity:0;visibility:hidden;transform:translateY(16px);transition:.3s}
#toTop.show{opacity:1;visibility:visible;transform:translateY(0)}
#toTop:hover{background:#1B4B8A;transform:translateY(-3px)}
@media(max-width:560px){#toTop{left:14px;bottom:16px;width:44px;height:44px}}

/* Tools mega dropdown sizing */
.tools-mega{min-width:290px}

/* Mobile menu: category headings inside Tools & Calculators */
.mmenu .sub .sub-head{display:block;font-size:10.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:#8A96A6;padding:10px 0 4px}

/* =====================================================================
   ✦ BANNER v2 — photos 100% CLEAN (no overlay/haze)
   Design: photo right side pe diagonal-cut panel me full clarity ke
   saath; text apne solid colour wale hisse pe — dono crisp.
   ===================================================================== */
.hb-photo{width:46%;opacity:1 !important;clip-path:polygon(14% 0,100% 0,100% 100%,0 100%)}
.hb-photo::before{display:none !important}   /* overlay was the blur culprit */
.hb-photo img{opacity:1 !important;filter:none}
.hb-in{max-width:50%}
@media(max-width:768px){
  .hb-slide{min-height:0;padding:0;display:block}
  .hb-photo{position:relative;width:100%;height:150px;clip-path:none;display:block}
  .hb-in{max-width:100%;padding:16px 18px 40px;text-align:left}
  .hb-in h2{font-size:20px;text-shadow:none}
  .hb-in p{font-size:12.5px;text-shadow:none}
}

/* 3D product icons in tiles (PaisaBazaar-style) */
.pz-3d{width:52px;height:52px;object-fit:contain;filter:drop-shadow(0 6px 10px rgba(14,46,94,.18));transition:transform .3s}
.pz-emoji{font-size:42px;line-height:1;filter:drop-shadow(0 5px 9px rgba(14,46,94,.18))}
.pz-tile:hover .pz-3d,.pz-tile:hover .pz-emoji{transform:scale(1.12) rotate(-4deg)}
.pz-ic .ic-svg{display:none} /* svg shows only when no 3D mapping exists */
@media(max-width:480px){.pz-3d{width:44px;height:44px}.pz-emoji{font-size:36px}}

/* =====================================================================
   ✦ v10 FINAL — banner photos (authoritative, overrides all earlier),
     3D card auto-animation, mobile menu reset
   ===================================================================== */

/* ---- Banner: photo clearly visible on desktop, clean on mobile ---- */
.hb-slide{position:relative;overflow:hidden}
.hb-photo{position:absolute !important;top:0 !important;right:0 !important;bottom:0 !important;left:auto !important;
  width:48% !important;height:100% !important;opacity:1 !important;clip-path:polygon(12% 0,100% 0,100% 100%,0 100%);
  z-index:1;display:block !important}
.hb-photo img{width:100% !important;height:100% !important;object-fit:cover !important;opacity:1 !important;filter:none !important;display:block}
.hb-photo::before{display:none !important}
.hb-in{position:relative;z-index:2;max-width:52%}

@media(max-width:768px){
  .hb-slide{display:block !important;min-height:0 !important;padding:0 !important}
  .hb-photo{position:relative !important;width:100% !important;height:150px !important;clip-path:none;z-index:1}
  .hb-in{max-width:100% !important;padding:16px 18px 40px !important;text-align:left}
  .hb-in h2{font-size:20px;text-shadow:none}
  .hb-in p{font-size:12.5px;text-shadow:none}
}

/* ---- 3D card icons: automatic gentle animation (bina hover ke) ---- */
.pz-3d,.pz-emoji{animation:pz3d-float 3.4s ease-in-out infinite}
.pz-tile:nth-child(3n) .pz-3d,.pz-tile:nth-child(3n) .pz-emoji{animation-delay:.5s}
.pz-tile:nth-child(3n+1) .pz-3d,.pz-tile:nth-child(3n+1) .pz-emoji{animation-delay:1s}
.pz-tile:nth-child(4n) .pz-3d,.pz-tile:nth-child(4n) .pz-emoji{animation-delay:1.6s}
@keyframes pz3d-float{
  0%,100%{transform:translateY(0) rotate(0)}
  25%{transform:translateY(-5px) rotate(-3deg)}
  50%{transform:translateY(-2px) rotate(0)}
  75%{transform:translateY(-6px) rotate(3deg)}
}
.pz-tile:hover .pz-3d,.pz-tile:hover .pz-emoji{animation:none;transform:scale(1.15) rotate(-5deg)}
@media(prefers-reduced-motion:reduce){.pz-3d,.pz-emoji{animation:none}}

/* FIX: mobile login pill desktop pe leak ho gaya tha — ab hard-hidden */
@media(min-width:901px){.mob-login{display:none !important}}
@media(max-width:900px){.mob-login.btn-login-pill{display:inline-flex !important;padding:7px 16px;font-size:13.5px}}

/* =====================================================================
   ✦ LEADERSHIP CARDS — corporate headshot pattern (responsive)
   Photo + accent ring, eyebrow role, quote, bio. Alternating sides.
   ===================================================================== */
.lead-card{display:grid;grid-template-columns:300px 1fr;gap:34px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow);margin-bottom:22px}
.lead-card.flip{grid-template-columns:1fr 300px}
.lead-card.flip .lead-photo{order:2}
.lead-card.flip .lead-info{order:1}
.lead-photo{position:relative}
.lead-photo img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:18px;display:block;box-shadow:0 14px 30px -14px rgba(14,46,94,.28)}
.lead-photo::after{content:"";position:absolute;inset:-8px;border:2px solid var(--green);border-radius:24px;opacity:.35;pointer-events:none}
.lead-eyebrow{display:inline-block;background:var(--green-50);color:var(--green-deep);font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:5px 13px;border-radius:50px;margin-bottom:12px}
.lead-info h3{font-size:26px;color:var(--navy);letter-spacing:-.02em;margin-bottom:12px}
.lead-info h3 small{font-size:17px;color:var(--muted);font-weight:600}
.lead-quote{font-size:16px;line-height:1.65;color:var(--ink);font-style:italic;border-left:3px solid var(--green);padding-left:14px;margin-bottom:12px}
.lead-info p:not(.lead-quote){font-size:14.5px;line-height:1.7;color:var(--muted)}
@media(max-width:820px){
  .lead-card,.lead-card.flip{grid-template-columns:1fr;gap:20px;padding:20px}
  .lead-card.flip .lead-photo{order:0}
  .lead-card.flip .lead-info{order:1}
  .lead-photo{max-width:280px;margin:0 auto}
  .lead-info{text-align:left}
  .lead-info h3{font-size:22px}
}

/* =====================================================================
   ✦ HOW IT WORKS v2 — numbered circles + icons + connector (research std)
   ===================================================================== */
.steps-row{display:grid;grid-template-columns:1fr 44px 1fr 44px 1fr;gap:0;align-items:stretch}
.stepx{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;transition:.28s;position:relative}
.stepx:hover{box-shadow:var(--shadow);transform:translateY(-4px);border-color:#D9E4DC}
.sx-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}
.sx-num{width:44px;height:44px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-size:19px;font-weight:700;box-shadow:0 8px 18px -8px rgba(35,122,66,.55)}
.sx-ic{width:46px;height:46px;border-radius:13px;background:var(--navy-50);color:var(--navy);display:grid;place-items:center}
.sx-ic svg{width:22px;height:22px}
.stepx h3{font-size:19px;color:var(--navy);margin-bottom:8px}
.stepx p{font-size:14px;color:var(--muted);line-height:1.6}
.sx-connect{position:relative}
.sx-connect::before{content:"";position:absolute;top:48px;left:6px;right:6px;border-top:2.5px dashed #C9D6CE}
.sx-connect::after{content:"";position:absolute;top:43.5px;right:2px;width:9px;height:9px;border-top:2.5px solid #9DBBA7;border-right:2.5px solid #9DBBA7;transform:rotate(45deg)}
@media(max-width:820px){
  .steps-row{grid-template-columns:1fr}
  .sx-connect{height:34px}
  .sx-connect::before{top:4px;bottom:4px;left:50%;right:auto;border-top:none;border-left:2.5px dashed #C9D6CE}
  .sx-connect::after{top:auto;bottom:2px;left:calc(50% - 3.5px);right:auto;transform:rotate(135deg)}
}

/* =====================================================================
   ✦ EMI RESULT CARDS v2 — breakdown, donut, balance, summary, contact
   ===================================================================== */
.emi-stack{display:flex;flex-direction:column;gap:16px}
.ecard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 20px}
.ecard-head{display:flex;align-items:flex-start;justify-content:space-between;gap:10px;margin-bottom:14px}
.ecard-head h4{font-size:16px;color:var(--navy);margin:0 0 2px}
.ecard-head small{font-size:12px;color:var(--muted)}
.epdf{flex:none;border:1.5px solid var(--line);background:#fff;border-radius:50px;padding:7px 15px;font-size:12.5px;font-weight:600;color:var(--navy);cursor:pointer;font-family:inherit;transition:.2s}
.epdf:hover{border-color:var(--green);color:var(--green-deep)}
.ebig{margin-bottom:12px}
.ebig small{display:block;font-size:12px;color:var(--muted)}
.ebig b{font-size:30px;font-weight:800;color:var(--navy);letter-spacing:-.02em}
.res-rows.dark0 .r{display:flex;justify-content:space-between;align-items:center;padding:9px 0;border-top:1px solid #F0F2F5;font-size:13.5px;color:var(--muted)}
.res-rows.dark0 .r b{color:var(--ink);font-weight:700}
.dot{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:7px;vertical-align:0}
.d-nav{background:#0E2E5E}.d-grn{background:#2E9D52}
.edonut{position:relative;width:210px;margin:6px auto}
.edonut-c{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;pointer-events:none}
.edonut-c small{font-size:12px;color:var(--muted)}
.edonut-c b{font-size:20px;font-weight:800;color:var(--navy)}
.legend2{display:flex;justify-content:center;gap:20px;font-size:12.5px;color:var(--muted);margin-top:10px}
.elike{background:#F7F9FB}
.elike h4{font-size:16px;color:var(--navy);margin-bottom:4px}
.elike p{font-size:13.5px;color:var(--muted);margin-bottom:14px}
.econtact{letter-spacing:.04em;font-size:13.5px}
#e_line{max-height:170px}
@media(max-width:560px){.ecard{padding:15px 16px}.ebig b{font-size:26px}.edonut{width:180px}.edonut canvas{width:180px !important;height:180px !important}}

/* Compare offer columns — ecard look */
.cmp-col{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}
.cmp-col h4{color:var(--navy);font-size:15px;margin-bottom:12px}
.cmp-emi{background:var(--navy-50);color:var(--navy);font-weight:800;font-size:20px;text-align:center;border-radius:12px;padding:10px;margin-top:10px}

/* Homepage calc section: white theme now (result cards are light) */
.calc-bg .calc{align-items:start}

/* =====================================================================
   ✦ SPACING FIX — steps cards aur stats band ke beech saans (whitespace)
   Fintech design standard: sections need generous breathing room.
   ===================================================================== */
.steps-row{margin-bottom:56px}
.band{margin-top:8px}
@media(max-width:820px){.steps-row{margin-bottom:40px}}

/* =====================================================================
   ✦ CROSS-BROWSER + RESPONSIVE SAFETY LAYER
   Chrome / Firefox / Safari / Edge + iOS/Android consistent behaviour
   ===================================================================== */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}   /* iOS landscape font-boost off */
body{overflow-x:hidden}                                      /* prevent any element from causing horizontal scroll */
img,svg,video,canvas{max-width:100%;height:auto}
img{-webkit-user-drag:none}
a,button{-webkit-tap-highlight-color:transparent}
button,input,select,textarea{font-family:inherit}
input[type=number]{-moz-appearance:textfield;appearance:textfield}
input[type=number]::-webkit-outer-spin-button,input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}

/* iOS zooms when form fields are under 16px — global guard on mobile */
@media(max-width:600px){
  input,select,textarea{font-size:16px !important}
}

/* aspect-ratio fallback (purane Safari 14-) */
@supports not (aspect-ratio: 4/5){
  .lead-photo img{height:360px;object-fit:cover}
}

/* clip-path fallback (bahut purane browsers): photo simple rectangle ban jaati hai */
@supports not (clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%)){
  .hb-photo{clip-path:none}
}

/* Firefox: number/date inputs same height */
input[type=date]{min-height:46px}

/* Sticky header — sab engines */
.header{position:-webkit-sticky;position:sticky}

/* Print: content only, no chatbot/back-to-top */
@media print{
  #toTop,.chat-fab,.chat-panel,.promo-banner,.uacct-menu{display:none !important}
}

/* =====================================================================
   ✦ DASHBOARD v2 — research-backed: next-step hero, status tracker,
     actionable glance cards, one-tap quick actions
   ===================================================================== */
.dx-hero{background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:var(--shadow);margin-bottom:16px}
.dx-hi{display:flex;align-items:center;gap:14px;margin-bottom:18px}
.dx-hi h1{font-size:22px;color:var(--navy);margin:0}
.dx-hi p{font-size:13.5px;color:var(--muted);margin:2px 0 0}
.dx-next{background:#F7FAF8;border:1px solid #E3EDE6;border-radius:15px;padding:16px 18px}
.dx-next-top{display:flex;align-items:flex-start;justify-content:space-between;gap:10px;margin-bottom:14px}
.dx-next-top small{display:block;font-size:11.5px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.05em}
.dx-next-top b{font-size:17px;color:var(--navy)}
.dx-date{display:block;font-size:12px;color:var(--muted);margin-top:2px}
.pill{font-size:11.5px;font-weight:700;padding:5px 12px;border-radius:50px;white-space:nowrap;flex:none}
.p-blue{background:#EFF4FB;color:#1B4B8A}.p-amber{background:#FFF6E5;color:#8a6500}
.p-green{background:#EAF4EE;color:#1F7C3F}.p-red{background:#FBEDED;color:#B02A2A}
.dx-track{display:flex;align-items:center;gap:6px;margin-bottom:12px}
.dx-tstep{display:flex;align-items:center;gap:7px}
.dx-tstep i{width:24px;height:24px;border-radius:50%;background:#E4EAF0;color:#8A96A6;display:grid;place-items:center;font-size:11.5px;font-weight:700;font-style:normal;flex:none}
.dx-tstep span{font-size:12px;color:var(--muted);font-weight:600}
.dx-tstep.on i{background:var(--green);color:#fff}
.dx-tstep.on span{color:var(--navy)}
.dx-tstep.bad i{background:#B02A2A;color:#fff}
.dx-tline{flex:1;height:2.5px;background:#E4EAF0;border-radius:2px;min-width:18px}
.dx-tline.on{background:var(--green)}
.dx-nexttext{font-size:13px;color:var(--ink);line-height:1.55;margin:0}
.dx-start{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.dx-start b{font-size:17px;color:var(--navy);display:block;margin-bottom:4px}
.dx-start p{font-size:13.5px;color:var(--muted);margin:0}

.dx-glance{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:20px}
.dx-g{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px;transition:.22s;color:inherit;display:block}
.dx-g:hover{box-shadow:var(--shadow);transform:translateY(-2px);border-color:#D9E4DC}
.dx-g small{display:block;font-size:12px;color:var(--muted);font-weight:600;margin-bottom:4px}
.dx-g b{font-size:22px;font-weight:800;color:var(--navy);letter-spacing:-.02em}
.gtx-ok{color:var(--green-deep) !important}.gtx-warn{color:#9A6A00 !important}
.dx-golink{display:block;font-size:12px;color:var(--green-deep);font-weight:600;margin-top:6px}

.dx-actions{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.dx-actions a{display:flex;align-items:center;gap:11px;background:#fff;border:1px solid var(--line);border-radius:13px;padding:13px 15px;font-size:13.5px;font-weight:600;color:var(--ink);transition:.2s}
.dx-actions a:hover{border-color:var(--green);color:var(--green-deep);box-shadow:0 8px 18px -12px rgba(20,30,45,.18)}
.qa-ic{width:36px;height:36px;border-radius:10px;background:var(--navy-50);color:var(--navy);display:grid;place-items:center;flex:none}
.qa-ic svg{width:17px;height:17px}
.dx-actions a:hover .qa-ic{background:var(--green-50);color:var(--green-deep)}

.dx-apps{display:flex;flex-direction:column;gap:10px}
.dx-app{display:flex;align-items:center;justify-content:space-between;gap:12px;background:#fff;border:1px solid var(--line);border-radius:13px;padding:13px 16px}
.dx-app-l b{display:block;font-size:14.5px;color:var(--navy)}
.dx-app-l small{font-size:12px;color:var(--muted)}

@media(max-width:820px){
  .dx-glance{grid-template-columns:1fr 1fr}
  .dx-actions{grid-template-columns:1fr 1fr}
}
@media(max-width:520px){
  .dx-hi h1{font-size:19px}
  .dx-glance{grid-template-columns:1fr}
  .dx-actions{grid-template-columns:1fr}
  .dx-track{flex-wrap:wrap}
  .dx-next-top{flex-direction:column}
}

/* =====================================================================
   ✦ FEATURES PACK — offers, comparison, checklist, KYC, refer&earn
   ===================================================================== */
/* Document checklist */
.dx-checklist{background:#FFFDF5;border:1px solid #F0E6C8;border-radius:16px;padding:16px 18px;margin-bottom:20px}
.dxc-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.dxc-head b{font-size:15px;color:var(--navy)}
.dxc-head span{font-size:12px;font-weight:700;color:#9A6A00;background:#FFF3D6;padding:4px 11px;border-radius:50px}
.dxc-bar{height:9px;background:#F1ECD9;border-radius:6px;overflow:hidden;margin-bottom:10px}
.dxc-bar i{display:block;height:100%;background:var(--green);border-radius:6px;transition:width .4s}
.dx-checklist p{font-size:13px;color:var(--muted);margin:0 0 12px}

/* Offers */
.dx-offers{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:18px}
.dx-offer{position:relative;background:#fff;border:1.5px solid var(--line);border-radius:16px;padding:18px;display:flex;flex-direction:column}
.dx-offer.best{border-color:var(--green);box-shadow:0 12px 26px -16px rgba(35,122,66,.35)}
.dxo-tag{position:absolute;top:-11px;left:14px;background:var(--green);color:#fff;font-size:10.5px;font-weight:800;letter-spacing:.04em;padding:4px 12px;border-radius:50px}
.dxo-bank{font-size:15px;color:var(--navy);margin-bottom:8px}
.dxo-amt{font-size:24px;font-weight:800;color:var(--navy);letter-spacing:-.02em}
.dxo-sub{font-size:12px;color:var(--muted);margin-bottom:8px;display:block}
.dxo-emi{font-size:13.5px;font-weight:600;color:var(--ink);margin-bottom:10px}
.dxo-emi small{color:var(--muted);font-weight:500}
.dxo-chance{font-size:11.5px;font-weight:700;padding:4px 11px;border-radius:50px;align-self:flex-start}
.c-excellent{background:#EAF4EE;color:#1F7C3F}
.c-good{background:#EFF4FB;color:#1B4B8A}
.c-fair{background:#FFF6E5;color:#8a6500}
.dx-cmp-wrap{overflow-x:auto}
.dx-cmp{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;font-size:13.5px;margin-bottom:8px}
.dx-cmp th{background:#F7F9FB;text-align:left;padding:11px 14px;font-size:12px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.04em}
.dx-cmp td{padding:12px 14px;border-top:1px solid #F0F2F5}

/* KYC slots */
.dx-kyc{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.dxk-slot{background:#fff;border:1px solid var(--line);border-radius:15px;padding:16px}
.dxk-top{display:flex;justify-content:space-between;align-items:flex-start;gap:8px;margin-bottom:10px}
.dxk-top b{font-size:13.5px;color:var(--navy);line-height:1.4}
.dxk-chip{font-size:10.5px;font-weight:800;padding:4px 10px;border-radius:50px;white-space:nowrap;flex:none}
.k-ok{background:#EAF4EE;color:#1F7C3F}.k-bad{background:#FBEDED;color:#B02A2A}
.k-wait{background:#FFF6E5;color:#8a6500}.k-none{background:#EEF1F5;color:#66707E}
.dxk-note{display:block;font-size:12px;color:#B02A2A;margin-bottom:8px}
.dxk-view{display:inline-block;font-size:12.5px;font-weight:600;color:var(--green-deep);margin-bottom:10px}
.dxk-form{display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.dxk-form input[type=file]{font-size:12px;max-width:170px}
.dxk-msg{font-size:12px;margin-top:6px}

/* Refer & Earn */
.dx-refer{background:linear-gradient(135deg,#F7FAF8,#EFF6F1);border:1px solid #D7E7DD;border-radius:18px;padding:22px;display:flex;gap:22px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.dxr-l{flex:1;min-width:260px}
.dx-refer p{font-size:13.5px;color:var(--muted);margin:0 0 14px}
.dxr-link{display:flex;gap:8px;flex-wrap:wrap}
.dxr-link input{flex:1;min-width:200px;border:1.5px solid var(--line);border-radius:11px;padding:10px 13px;font-size:13px;background:#fff;color:var(--muted)}
.dxr-stat{text-align:center;background:#fff;border:1px solid var(--line);border-radius:15px;padding:18px 26px}
.dxr-stat b{display:block;font-size:34px;font-weight:800;color:var(--green-deep);line-height:1}
.dxr-stat span{font-size:12px;color:var(--muted);line-height:1.5;display:block;margin-top:6px}

@media(max-width:820px){.dx-offers{grid-template-columns:1fr}.dx-kyc{grid-template-columns:1fr}}

/* =====================================================================
   Nav polish: Login pill vertically centered + logo nudged left
   ===================================================================== */
.nav .nav-cta{align-self:center;margin-left:auto}
.btn-login-pill{align-self:center;line-height:1}
.btn-login-pill svg{flex-shrink:0;display:block}
@media(min-width:981px){.nav .logo{margin-left:-14px}}

/* Collapsible product group (Car Loan → New / Used) */
.mega-group{display:flex;flex-direction:column}
.mega-gbtn{display:flex;align-items:center;gap:10px;background:none;border:none;font:inherit;font-weight:500;color:inherit;cursor:pointer;padding:9px 10px;border-radius:9px;text-align:left;width:100%}
.mega-gbtn:hover{background:#F2F6F3}
.mega-gbtn .mg-caret{margin-left:auto;font-size:11px;color:#8A96A6;transition:transform .22s}
.mega-group.open .mg-caret{transform:rotate(180deg)}
.mega-gsub{display:none;padding-left:36px}
.mega-group.open .mega-gsub{display:flex;flex-direction:column}
.mega-gsub a{padding:8px 10px;border-radius:8px;font-size:14px}
.sub-nested{padding-left:16px}
.m-acc-sub{font-size:15px;padding-left:26px}
/* Real lender logos */
.llogo-img{width:30px;height:30px;object-fit:contain;border-radius:6px;background:#fff}
/* Wordmark brand cards (PaisaBazaar-style) — local official logos */
.lchip-brand{justify-content:center;min-width:196px;height:78px;padding:14px 26px}
.lbrand-img{max-height:40px;max-width:150px;width:auto;height:auto;object-fit:contain;display:block}

/* Calculator "Calculate" button — full width inside left column */
.calc2 .calc-go{width:100%;padding:13px 20px;border-radius:12px;font-weight:700;margin:14px 0 4px}